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Portugal’s NHR Tax Regime: Key Changes And Opportunities Amid Transition

Portugal’s Non-Habitual Resident (NHR) tax regime has been a cornerstone of its appeal to expatriates, offering favourable tax conditions. However, recent political and legislative shifts signal an end to this scheme, albeit with some transitional provisions. The End of the NHR Scheme The 2024 State Budget Proposal officially suggests the termination of the NHR status […]

ESG Investing: At the Forefront of the Future of Sustainable Finance

As global events continue to shape the financial landscape, a paradigm shift in investing strategies is hard to ignore. Environmental, Social, and Governance (ESG) factors, which were once considered peripheral, are now at the heart of modern investment decisions.  For some, ESG investing might seem like the latest trend, but we believe it represents the […]

The Financial Impact Of The End Of Portugal’s NHR Regime

Last Call for Portugal’s NHR Benefits: A Unique Opportunity is About to End! In 2009, Portugal introduced the Non-Habitual Resident (NHR) regime as an enticing lure for foreign investment. The initiative successfully drove substantial international interest, particularly in the real estate sector. Over a decade later, with the announcement of its discontinuation, it raises pressing […]

Millennial & Gen X Retirement Planning: How To Prep For Your Golden Years

For decades, the UK’s vision of retirement was straightforward: a well-earned rest after years of dedicated work, complete with countryside strolls, tea in the garden, and the unhurried pace of life. Yet, this traditional picture is undergoing a significant transformation, primarily driven by the ambitions and aspirations of Gen X and Millennials.  Millennial and Gen […]

7 Misconceptions About Working With A Financial Adviser

If you’re considering wealth management but are entirely new to the process, you likely have some assumptions and perhaps concerns about what working with a financial adviser is like. Numerous myths and misconceptions surround the financial advice service, some of which can deter those who are new to the process. In this blog, we’ll dispel […]

ISA Investments: A Complete Guide

Individual Savings Accounts (ISAs) have become a popular choice for individuals looking to save and invest their hard-earned money. With their tax advantages and flexibility, ISA investments offer a compelling avenue for financial growth and security. Whether you’re dreaming of a comfortable retirement, saving for a down payment on your first home, or simply striving […]

Anti-Brexit Britons In Spain Identifying As Migrants, Not Expats

Spanish-speaking migrants in Spain are eschewing the British bars and embracing the Mediterranean diet while expressing a desire to reverse Brexit. While many British expatriates living in Spain enjoy the comfort of familiar surroundings, a significant number of migrants are committed to integrating into their adopted country. These migrants prefer the Mediterranean diet over fish […]

Why Use A Discretionary Fund Manager?

Some of my colleagues and I have long been advocates of using the services of a Discretionary Fund Manager (DFM), to manage the investment portfolios on behalf of our clients, but of course, only when it meets the client’s needs and is cost effective. I have for a long time believed being a Financial Advisor […]

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