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Fraud Notice:

Blacktower Financial Management have been made aware of certain fraudulent schemes that have been conducted by individuals or organisations claiming to represent Blacktower Group. This type of fraud tends to occur through online services including bogus websites, social media accounts, or through unsolicited emails or text messages. The aim of the fraud is to trick […]

Navigating the Future: Six Pivotal UK Pension Changes in 2024

Having entered 2024, the UK’s pension landscape stands on the brink of significant transformation. The past year has been a watershed for pension policy, marked by groundbreaking reforms and unexpected policy shifts. UK pension changes for 2024 herald both opportunities and challenges for savers, making it crucial to stay informed and adapt strategies accordingly. Below, […]

How To Protect Your Finances In A Divorce As An Expat

Making contingency plans for the unexpected is an essential part of wealth management. However, this aspect of financial planning should not be confined simply to strategising for the possibility of inflation, volatility, currency exchange movement and other macro factors; it should also account for personal factors. For example, how might your circumstances and goals change over time and are your retirement financial plans flexible enough to respond to these changes?

Examples of changes in personal circumstance include long-term care and medical costs, or large one-off capital expenses. And another important question, albeit loaded, is that of divorce.

There is good reason to address this question; 2017 data from the Office for National Statistics reveals that despite overall divorce rates for opposite-sex couples being at their lowest level since 1973, divorce among older people is actually rising.*

Blacktower Financial Management Shines With Multiple Wins At IA Best Practice Adviser Awards

We are thrilled to announce that Blacktower Financial Management has achieved remarkable success at the prestigious International Adviser Best Practice Adviser Awards. These accolades highlight our dedication to excellence in the financial advisory sector and underscore our position as a leading performer in the industry. Best Adviser Firm (Europe) Blacktower Financial Management has clinched the […]

Remote Working In Spain From The UK Top Choice For Britons

The landscape of work has been transformed, with more British professionals considering Spain as their preferred destination for remote work. It’s easy to see the appeal of remote working in Spain, particularly in the depths of a British winter. Why not jet off to somewhere sunny and bright, where sandy beaches and crystalline waters give […]

France’s Automatic Visa Plan Set To Create Flexibility for UK Second-Home Owners

Recent developments in France’s immigration policy could bring significant changes for British second-home owners in the country. A new law, part of a broader immigration bill, has been proposed and is currently under review, which, if approved, would grant automatic long-stay visa rights to Britons owning second homes in France.  However, it’s important to note […]

2024 Financial Landscape in France: Taxation, Banking & Savings

In 2024, France will experience several financial and regulatory changes, impacting banking, property, and taxation. This overview delves into the upcoming shifts. The iconic Livret A bank account maintains its 3% interest rate for the entire year. More broadly, banking rules, property reporting requirements, and tax brackets are set to evolve. French Pensions and Benefits […]

Blacktower Achieves Major Milestone with Full DFSA Licence in Dubai and Launch of Blacktower Insurance Services US

Blacktower is thrilled to announce a landmark achievement in its global expansion strategy securing a full licence from the Dubai Financial Services Authority (DFSA) for BlacktowerFinancial Management in the Dubai International Financial Centre (DIFC). This pivotal development underlines the company’s commitment to being a frontrunner in the financialservices industry and significantly elevates its international presence. […]

Embracing the Dream Life in Málaga: The Best City For Expats In 2023

Málaga, Spain, renowned for its vibrant culture and scenic beauty, has been named the best city for expatriates in 2023. This coastal city is not just a haven for tourists; it’s an ideal destination for those seeking a permanent change, offering a high quality of life, a warm and welcoming community, and a myriad of […]

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