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Posts matching 'Expat Financial Advice'

What the Spain–Gibraltar Deal Means for HNWIs and Retirees in 2025

After years of uncertainty, a landmark agreement between Spain, the UK, and the EU has reshaped Gibraltar’s post-Brexit future. For high-net-worth individuals (HNWIs) and retirees considering life in Southern Europe, this deal signals stability, opportunity, and smoother cross-border living in a uniquely international setting. What Was Agreed? Abolition of the Gibraltar-Spain land border (“La Verja”), […]

The HNW International Life Insurance Market Demand

For the first time, the size and scope of the global high-net-worth (HNW) international life insurance market have been formally identified and quantified, validating industry expectations that this represents a rapidly expanding market with growing global significance. The findings come from a landmark study conducted by NMG Consulting and released by Utmost Group, a leading […]

Expat Trends: Why More Americans Are Moving to France While Britons Decline

France has always had a special allure for those seeking a fresh start, whether it’s the charm of Parisian cafés, the warmth of the French Riviera, or the peaceful countryside. But who’s still making the leap across the Channel or the Atlantic and France these days? Recent figures suggest a surprising trend: Americans are moving […]

Understanding the Updated Portugal Golden Visa Programme

Since its establishment in 2012, the Portugal Golden Visa has stood out as a prominent residency-by-investment program in Europe, designed to stimulate foreign investment. For many, however, understanding the updated Portugal Golden Visa scheme, which has seen significant shifts in recent months, can be rather headache-inducing. The program offers non-EU investors the chance to gain […]

The Best Things About Living in Portugal

Here are some of the best things about living in Portugal, with its stunning landscapes, vibrant culture, and welcoming atmosphere, has emerged as a top destination for expats from the US and UK seeking a change of scenery and a taste of the laid-back Mediterranean lifestyle. Living in Portugal offers a unique blend of modern […]

How To Protect Your Finances In A Divorce As An Expat

Making contingency plans for the unexpected is an essential part of wealth management. However, this aspect of financial planning should not be confined simply to strategising for the possibility of inflation, volatility, currency exchange movement and other macro factors; it should also account for personal factors. For example, how might your circumstances and goals change over time and are your retirement financial plans flexible enough to respond to these changes?

Examples of changes in personal circumstance include long-term care and medical costs, or large one-off capital expenses. And another important question, albeit loaded, is that of divorce.

There is good reason to address this question; 2017 data from the Office for National Statistics reveals that despite overall divorce rates for opposite-sex couples being at their lowest level since 1973, divorce among older people is actually rising.*

The Italian Flat Tax Regime: A New Haven for the Wealthy

Italy has long been a top destination for anyone seeking a charmed life. A combination of rich culture and stunning landscapes have always made settling in Italy an attractive prospect, but the allure of Bel Paese has peaked in recent years. The appeal lies in the country’s flat tax regime, an increasingly strong magnet for […]

Global Hotspots: Exploring the Best Countries for Expats in 2024

As globalisation continues to reshape our lives, the allure of living and working abroad has grown more vital than ever. Each year, thousands of people consider moving overseas, driven by the pursuit of new opportunities, adventures, and lifestyle changes. Navigating the complexities of such a significant life decision is crucial. The Expat Insider 2024 report […]

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