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France’s Automatic Visa Plan Set To Create Flexibility for UK Second-Home Owners

Recent developments in France’s immigration policy could bring significant changes for British second-home owners in the country. A new law, part of a broader immigration bill, has been proposed and is currently under review, which, if approved, would grant automatic long-stay visa rights to Britons owning second homes in France.  However, it’s important to note […]

2024 Financial Landscape in France: Taxation, Banking & Savings

In 2024, France will experience several financial and regulatory changes, impacting banking, property, and taxation. This overview delves into the upcoming shifts. The iconic Livret A bank account maintains its 3% interest rate for the entire year. More broadly, banking rules, property reporting requirements, and tax brackets are set to evolve. French Pensions and Benefits […]

Blacktower Achieves Major Milestone with Full DFSA Licence in Dubai and Launch of Blacktower Insurance Services US

Blacktower is thrilled to announce a landmark achievement in its global expansion strategy securing a full licence from the Dubai Financial Services Authority (DFSA) for BlacktowerFinancial Management in the Dubai International Financial Centre (DIFC). This pivotal development underlines the company’s commitment to being a frontrunner in the financialservices industry and significantly elevates its international presence. […]

Embracing the Dream Life in Málaga: The Best City For Expats In 2023

Málaga, Spain, renowned for its vibrant culture and scenic beauty, has been named the best city for expatriates in 2023. This coastal city is not just a haven for tourists; it’s an ideal destination for those seeking a permanent change, offering a high quality of life, a warm and welcoming community, and a myriad of […]

UK Budget Statement 2023

The Chancellor of the Exchequer, Jeremy Hunt, unveiled his 2023 Autumn Statement on Wednesday 22 November, alongside an updated economic forecast from the Office for Budget Responsibility. The Statement was centred around ‘growth’, with Mr Hunt leveraging increased tax receipts from a stronger-than-anticipated economy to fund 110 growth-promoting initiatives. Mr Hunt said the government had […]

Portugal’s NHR Tax Regime: Key Changes And Opportunities Amid Transition

Portugal’s Non-Habitual Resident (NHR) tax regime has been a cornerstone of its appeal to expatriates, offering favourable tax conditions. However, recent political and legislative shifts signal an end to this scheme, albeit with some transitional provisions. The End of the NHR Scheme The 2024 State Budget Proposal officially suggests the termination of the NHR status […]

ESG Investing: At the Forefront of the Future of Sustainable Finance

As global events continue to shape the financial landscape, a paradigm shift in investing strategies is hard to ignore. Environmental, Social, and Governance (ESG) factors, which were once considered peripheral, are now at the heart of modern investment decisions.  For some, ESG investing might seem like the latest trend, but we believe it represents the […]

The Financial Impact Of The End Of Portugal’s NHR Regime

Last Call for Portugal’s NHR Benefits: A Unique Opportunity is About to End! In 2009, Portugal introduced the Non-Habitual Resident (NHR) regime as an enticing lure for foreign investment. The initiative successfully drove substantial international interest, particularly in the real estate sector. Over a decade later, with the announcement of its discontinuation, it raises pressing […]

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