News & Insights

What Is a Final Salary Pension Lump Sum Withdrawal? A final salary pension—also known as a defined benefit (DB) pension—is a traditional UK workplace scheme that pays a retirement income based on your salary and length of service, under the rules of the specific scheme. DB pensions are primarily designed to provide a secure income […]

This article is provided for general information only and reflects our understanding at the date of publication. The article is intended to explain the topic and should not be relied upon as personalised financial, investment or tax advice. We work with clients in multiple jurisdictions, each with different legal, tax and regulatory regimes. This article […]

Every January, the same thing happens. Expats tell themselves this is the year they will finally get organised.This is the year they’ll review their investments, start saving properly, think about retirement, or untangle the financial mess that has quietly grown in the background. And every year, life wins. Work gets busy. Travel picks up. Kids, […]

As we move into 2026, many British expatriates living in Portugal are taking the opportunity to reassess whether their financial planning remains aligned with their long-term needs, lifestyle goals and plans for their family. Ongoing changes to taxation, pensions and inheritance rules both in Portugal and the United Kingdom, mean that strategies which once worked […]

The start of a new year often encourages reflection and goal-setting — and for British expatriates living in Cyprus, who may wish  to review whether their financial planning is still aligned with their lifestyle, long-term ambitions and family objectives in 2026. Changes to tax rules, pensions and inheritance frameworks in both Cyprus and the United […]

As we enter 2026, many British expatriates in Spain are reflecting on whether their financial arrangements still make sense for the life they are living today — and the future they are planning for tomorrow. Ongoing changes to tax rules in the United Kingdom, combined with the complexities of Spanish taxation and succession law, mean […]

For internationally mobile individuals and families, European residency remains a key part of long-term lifestyle, tax and wealth planning. Among the available options, the Italian Golden Visa, formally known as the Investor Visa for Italy, has emerged as a compelling choice for non-EU nationals seeking flexibility, stability and access to the European Union. Italy offers […]

In an increasingly complex financial world, choosing the right financial adviser is one of the most important long-term decisions you can make. Markets evolve, regulations change, and personal circumstances rarely remain static. Against this backdrop, heritage and longevity are often overlooked factors—yet they can play a crucial role in determining the quality, consistency and reliability […]