News & Insights

Gibraltar continues to be one of Europe’s most attractive jurisdictions for high-net-worth individuals (HNWIs) seeking tax efficiency, lifestyle benefits, and British legal certainty within a Mediterranean setting. Through the Category 2 (CAT2) residency regime, individuals can legally reside in Gibraltar while benefiting from a low-tax environment that excludes worldwide income from taxation. At Blacktower Financial […]

Whether you’re preparing to relocate or have recently made the move, choosing Spain as your new home is a decision that brings not only lifestyle advantages—sunshine, culture, and a relaxed pace of life—but also important financial considerations. Relocating to a new country can significantly change your tax obligations, investment options, and estate planning priorities. The […]

As life expectancy continues to rise, retirement planning is no longer just about reaching a specific age—it’s about ensuring your wealth can sustain the lifestyle you want, for as long as you need it. Whether you’ve already retired or are approaching retirement abroad, careful planning around pensions, savings, investments and taxation can help protect your […]

Succession tax in Spain has long been a concern for expatriates, but recent reforms across several regions have significantly reduced the burden for immediate family members. If you live in Spain or are planning to relocate, it’s essential to understand how Spanish succession and gift tax (SSGT) works, how it varies by region, and how […]

Recent tax reforms in the UK – including the planned abolition of the non-dom regime and a move toward residence-based inheritance tax – are prompting many high-net-worth individuals (HNWIs) to reassess their residency, tax planning, and succession strategies. With similar shifts under way in other traditional wealth centres, HNWIs are increasingly seeking stable jurisdictions that […]

If you’re a British expat living in France, you’ve probably heard of assurance vie—a popular and flexible investment product widely used for long-term savings, tax optimisation, and estate planning. But while the benefits of assurance vie are well publicised, the rules around how withdrawals are taxed can be more complex, especially for those navigating cross-border […]

Golden Visas 2025: The Four European Countries Where You Can Still Get Citizenship Through Property Investment In recent years, many EU countries have shut down or scaled back their Golden Visa programmes—especially those based on real estate. Portugal and Ireland have closed property routes entirely, and other nations have tightened eligibility or increased scrutiny. However, […]

As of Monday, 7th July 2025, Cyprus officially joins the EU Blue Card scheme, opening the door to a new era of professional migration for highly skilled non-EU nationals. This long-anticipated step positions Cyprus as an attractive destination for international talent, aligning with broader European Union goals to strengthen the knowledge economy and promote legal […]