Tax Planning News & Insights

For many UK expatriates, managing wealth across borders can be complex. Balancing investment growth with tax efficiency and flexibility often requires specialised solutions — and one of the common versatile tools available is the investment bond. An investment bond combines elements of life insurance and investment, offering the potential for long-term capital growth and strategic […]

For expatriates living in France, Assurance Vie remains one of the most powerful and versatile investment and estate planning tools available. It’s not just a savings product or an insurance policy — it’s a uniquely French solution that combines investment flexibility with preferential tax and inheritance benefits. For high-net-worth (HNW) individuals who are, or intend […]

Withdrawing your UK retirement savings while living abroad can be more complex than many realise. The moment you become an expat, your tax position changes — and so do the rules that govern how your pension income, savings, and investments are treated. Without proper planning, you could find yourself exposed to unnecessary income tax, capital […]

You’ve worked hard for your wealth. You’ve made sacrifices, built businesses, invested wisely, and accumulated assets that represent a lifetime of achievement. But have you considered how much of that wealth might reach your loved ones when the time comes? Without careful planning, a large portion of your estate could be lost to Inheritance Tax […]

For high-net-worth individuals and international families, wealth planning is rarely straightforward. The tax landscape is constantly shifting, with governments introducing new rules, closing loopholes, and reforming existing structures to generate more revenue. At present, discussions around new or expanded wealth taxes are gaining momentum across multiple jurisdictions. Whether it’s inheritance tax reforms in the UK, […]

For many families, the concept of “generational wealth” is central to their financial planning. It’s about more than simply accumulating assets during a lifetime — it’s about ensuring those assets provide security, opportunity, and legacy for children, grandchildren, and future generations. But as governments worldwide continue to reform tax systems in response to economic pressures, […]

For many people, their pension is the single biggest financial asset they will ever build. It represents decades of hard work, careful saving, and a cornerstone of financial independence in retirement. Increasingly, pensions are also viewed as a way to provide for the next generation, often forming a key part of estate and legacy planning. […]

As we move through 2025, both Spain and the UK are undergoing significant tax and regulatory changes that may affect your financial planning. Below we highlight the most important developments. Across the EU, governments are required to deliver their budgets in October each year, aligned with multi-year fiscal roadmaps approved by Brussels. For Spain, delays […]