News & Insights

Following the 2025 Autumn Budget, there has been constant discussion about tax allowances and thresholds. Changes affecting capital gains tax (CGT), inheritance tax (IHT), child benefit and income tax bands have dominated headlines, as households try to understand how evolving tax rules may affect their finances. Yet one area that often receives far less attention […]

Choosing the right wealth manager is an important decision, particularly when your financial plans involve long-term goals such as retirement, protecting family wealth or managing investments across multiple jurisdictions. If you’re unsure whether your current adviser is still the right fit, there are several signs that it may be time to review the relationship. 1. […]

Periods of market volatility can tempt investors to move money into cash or attempt to time the market. However, staying invested over the long term can often be associated with building wealth . However, it is important to recognise that investing also carries risk, and the value of investments can fall as well as rise, meaning […]

With tax rules tightening further following the Autumn Budget, investors are increasingly reviewing where their money is held — and whether more flexible structures can help reduce long-term tax drag. For UK investors, the direction of travel on taxation has become unmistakable. Frozen allowances, higher effective tax rates and the gradual narrowing of tax-efficient options […]

Six steps every business owner should complete before the rules change Significant changes to Business Relief (BR) and the inheritance tax (IHT) treatment of BR-qualifying assets take effect on 6 April 2026. For business owners, this date creates a clear dividing line in estate and succession planning. Transfers that can currently be made with no […]

Tightening inheritance tax rules are making appropriate life insurance cover a more relevant part of many estate plans Life insurance is often misunderstood. When people think about term life cover, they understandably frame it in emotional terms — no one hopes to “get value” from a policy that only pays out if they are no […]

How upcoming inheritance tax changes could make multiple pension pots more complicated than you expect Over the course of a working life, it is entirely normal to build up more than one pension. Career moves, employer changes and evolving workplace schemes mean many people finish their careers with a collection of pension pots spread across […]

Inheritance tax (IHT) has steadily moved from being a concern for the few to a reality for many. Recent HMRC figures show receipts reaching £7.7bn between April 2025 and February 2026, with projections suggesting this could rise to £14.5bn by the 2030/31 tax year. In practical terms, this means more families will find themselves facing […]