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Fraud Notice:

Blacktower Financial Management have been made aware of certain fraudulent schemes that have been conducted by individuals or organisations claiming to represent Blacktower Financial Management Group of Companies. This type of fraud tends to occur through online services including bogus websites, social media accounts, or through unsolicited emails or text messages. The aim of the […]

Spain or the UK? Which Country Offers Better Value for Your Retirement in 2026?

A new year always brings a sense of renewal, and 2026 could stand out as a moment for those considering life after work. Recent tax reforms, shifting cost-of-living dynamics and lifestyle priorities are prompting thousands of UK retirees to reassess where they want to spend the next chapter of their lives. For many, Spain has […]

Retiring to Portugal in 2026: Is This the Year to Make Your Move?

As 2026 approaches, many UK retirees are taking a fresh look at their long-term plans and asking whether the coming year might be the right moment to reshape their lifestyle. Portugal continues to stand out as one of Europe’s most desirable retirement destinations, offering warm weather, a relaxed pace of life, strong healthcare, comparatively low […]

Retiring to France in 2026: Is This the Right Year for Your Fresh Start?

A new year brings space to rethink priorities and imagine a different rhythm for the years ahead. As 2026 approaches, many UK retirees are looking across the Channel and asking whether this is the moment to pursue a long-held dream: retiring to France. With its celebrated culture, outstanding healthcare system, varied landscapes and historically stable […]

The Definitive Ranking of Average Salaries Across the Globe: How Do the UK, France, Spain, Portugal, the US and Dubai Compare?

Understanding how average salaries compare across major global markets is crucial for internationally mobile professionals and retirees planning their next move. While salary alone never tells the full story—taxation, living costs and lifestyle all matter—the numbers provide an important baseline for evaluating financial expectations abroad. This report focuses on six core markets: the UK, France, […]

Welcoming Our Newest Team Member

We are delighted to welcome Majbritt Bridges to the Blacktower team as Country Manager, Switzerland. Majbritt brings an exceptional blend of financial expertise, international experience, and entrepreneurial leadership. With a bachelor’s degree in economics, a master’s in business management, and fluency in English, French, Spanish, and Danish, she combines global perspective with deep technical insight. Majbritt spent 15 years […]

Can You Transfer Your Pension to a Spouse as a UK Expat?

For many British expatriates, supporting a spouse or partner in later life is a key financial consideration. This often raises a practical question: can your pension be transferred to your husband or wife, either during your lifetime or on death? In most situations, UK pensions cannot be directly transferred to another person during life. However, […]

A Guide to Reframing Risk in Retirement

Why Risk Needs a New Definition When You Retire During our working lives, we often learn to view risk as something to avoid. Many believe that risk simply means volatility, and therefore assume that conservative, low-return investments are safer once they stop working. However, retirement creates a very different financial landscape. You move from saving […]

Wealth Management for UK Expats: How to Protect and Grow Your Finances Abroad

Managing wealth as a UK expatriate presents a complex set of challenges — from optimising cross-border investments and navigating multiple tax systems, to protecting assets through strategic estate and succession planning. Without a structured approach, even financially experienced individuals can find their wealth exposed to unnecessary risks, inefficiencies, and costly errors. With the right expat […]

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