Misconceptions about Mortgages Buying a property is one of the biggest – and most expensive – decisions you will make in life, so it is important to ensure that you know fact from fiction when it comes to mortgages, especially when navigating the process for the first time. There is a lot to consider when […]
Pensions might not be the most exciting or glamorous aspect of the financial world, but their importance cannot be overstated. Planning ahead and ensuring you have sufficient pension funds for retirement will not only provide peace of mind in the run up to retirement, but also ensure that you are able to live comfortably and […]
Retirement can be a time of uncertainty for many; breaking the habits formed in the working world and adjusting to a new, usually lower, form of income can take some getting used to and often results in the identification of new priorities. However, it can also be a fresh start for many, providing the opportunity […]
After the indulgence of the holiday period, many of us turn towards creating new habits and resolutions in the new year. One of the most popular goals for the new year is creating and maintaining good financial practices, whether this be saving, paying off debt or reducing unnecessary expenditure. Arguably the most important step in […]
Despite the hopes for more stability in 2021, this year has proven to be almost as turbulent as the last; the ongoing pandemic has not only led to uncertainty and unpredictability in the financial world, but also huge changes in terms of regulations and business conduct. Tightening of Regulation In the past few years, we […]
Despite being a concept for several decades, most of us have only become familiar with the term ‘cryptocurrency’ in recent years. The notion of an online-only currency that is not physical tangible can be difficult to grasp, but for some, the profits of trading in cryptocurrency are very real, and have the potential to be […]
The past few years has seen the rise of the online bank, typically the choice of younger generations, online banks such as Monzo, have become increasingly popular and mainstream, now competing with the traditional brick-and-mortar banks. I have been with a brick-and-mortar bank since the age of 15 – my parents took me to open […]
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