In an era where digital threats are evolving rapidly, safeguarding your online presence is paramount. Our essential cyber security tips offer comprehensive guidance to protect your personal and financial information from cyber threats, ensuring peace of mind in the digital world.
Cyber Security Best Practices: Stay Safe Online
Secure Your Data: Regularly back up critical files on external drives or cloud services, and remember to include your mobile devices in this routine.
Verify Website Authenticity: Ensure a website’s credibility by checking for correct spelling in its address and the presence of ‘https://’ along with a padlock icon in the browser bar.
Safe Browsing Habits: Prefer using a secured 3G/4G connection for sensitive activities over public Wi-Fi networks to prevent data interception.
Email Vigilance: Exercise caution with unexpected emails, even those appearing to be from familiar services. Verify the authenticity of any requests through official channels rather than clicking on links or attachments from unknown origins.
Update Regularly: Keep your web browser, antivirus software, and all online accounts updated to benefit from the latest security enhancements.
Password Hygiene: Use complex, unique passwords for different accounts and consider employing a reputable password manager. Enhance security with two-factor authentication for added verification.
Network Security: Change the default password of your Wi-Fi network to a robust, complex one to prevent unauthorised access.
Online Transactions: Conduct transactions with known, reputable entities and stay informed about common internet scams to protect your financial interests.
Protect Your Identity: Be mindful of the personal information you share online, understanding the risks of identity theft and social engineering tactics used by cybercriminals.
Think Before You Act: Take a moment to verify significant online transactions, especially when large sums are involved, to avoid falling prey to sophisticated fraud schemes.
Report Suspicious Activities: Engage with authorities like Action Fraud to report any dubious or fraudulent activities you encounter online.
By embracing these guidelines, you create a safer online environment for yourself and others, safeguarding personal and financial information against emerging cyber threats.
This communication is for informational purposes only and is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, we are not responsible for any errors or omissions.
Official figures have revealed that pension funds have plummeted a further £25 million into the red. The fall in bond yields – on which pension funds rely – has increased the pressure on the pots available to support final salary scheme pay-outs. At the end of May, the pension backstop PPF (Pension Protection Fund) revealed that the roughly five and a half thousand pension schemes it monitors have a combined deficit of nearly £295 billion. This is almost £25.5 billion worse than a month earlier.
2019 looks like it will be a testing time for investors, from trade wars to political uncertainty.