In an era where digital threats are evolving rapidly, safeguarding your online presence is paramount. Our essential cyber security tips offer comprehensive guidance to protect your personal and financial information from cyber threats, ensuring peace of mind in the digital world.
Cyber Security Best Practices: Stay Safe Online
Use Strong Passwords: Create passwords using three random words (e.g. coffee-train-lamp). Avoid predictable
patterns and never reuse passwords across accounts.
Enable Multi Factor Authentication (“MFA”): Turn on multi factor authentication wherever possible. This adds an
extra layer of security beyond your password.
Keep Software and Devices Updated: Install updates for your operating system, apps, browsers, and antivirus
promptly. Enable automatic updates to stay protected.
Backup Your Data: Regularly backup important files to cloud storage or encrypted external drives. Automate
backups where possible and verify they work.
Be Alert to Phishing: Treat unexpected emails, texts, or calls with caution, even if they look genuine. Never click
links or open attachments unless you’re sure they’re safe. Verify requests via official channels.
Use a Password Manager: Store and manage your passwords securely with a reputable password manager. This
helps you maintain unique, strong passwords for all accounts.
Secure Your Wi-Fi: Change default router passwords and use WPA2 or WPA3 encryption.
Protect Your Identity: Limit personal information shared online. Cybercriminals use social engineering to exploit
details from social media and public profiles.
Think Before You Act: Pause before approving large transactions or sharing sensitive data. Confirm legitimacy
through official sources.
Report Suspicious Activity: If you encounter fraud or scams, report them to Action Fraud or your local cybercrime
authority. Quick reporting helps prevent further harm.
By embracing these guidelines, you create a safer online environment for yourself and others, safeguarding personal
and financial information against emerging cyber threats.
This communication is for informational purposes only and is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, we are not responsible for any errors or omissions.
The Pensions and Lifetime Savings Association has issued a strong warning against government proposals to raise the state pension age to 68 (with the possibility of being raised higher to 70). It has said that such a scenario would create significant problems – an “unacceptable detriment” – for those with low life expectancy.
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