Spain or the UK? Which Country Offers Better Value for Your Retirement in 2026?
A new year always brings a sense of renewal, and 2026 could stand out as a moment for those considering life after work. Recent tax reforms, shifting cost-of-living dynamics and lifestyle priorities are prompting thousands of UK retirees to reassess where they want to spend the next chapter of their lives. For many, Spain has […]
Retiring to Portugal in 2026: Is This the Year to Make Your Move?
As 2026 approaches, many UK retirees are taking a fresh look at their long-term plans and asking whether the coming year might be the right moment to reshape their lifestyle. Portugal continues to stand out as one of Europe’s most desirable retirement destinations, offering warm weather, a relaxed pace of life, strong healthcare, comparatively low […]
Retiring to France in 2026: Is This the Right Year for Your Fresh Start?
A new year brings space to rethink priorities and imagine a different rhythm for the years ahead. As 2026 approaches, many UK retirees are looking across the Channel and asking whether this is the moment to pursue a long-held dream: retiring to France. With its celebrated culture, outstanding healthcare system, varied landscapes and historically stable […]
Can You Transfer Your Pension to a Spouse as a UK Expat?
For many British expatriates, supporting a spouse or partner in later life is a key financial consideration. This often raises a practical question: can your pension be transferred to your husband or wife, either during your lifetime or on death? In most situations, UK pensions cannot be directly transferred to another person during life. However, […]
A Guide to Reframing Risk in Retirement
Why Risk Needs a New Definition When You Retire During our working lives, we often learn to view risk as something to avoid. Many believe that risk simply means volatility, and therefore assume that conservative, low-return investments are safer once they stop working. However, retirement creates a very different financial landscape. You move from saving […]
How to Use International SIPPs and Offshore Bonds for Expat Clients
Managing Retirement Wealth Across Borders Cross-border retirement planning requires more than simply saving into a pension or investment account. It demands careful coordination of three key forces: For globally mobile clients, this combination may make it potentially beneficial to separate retirement capital into two parts: Together, they can form the foundation of a flexible, tax-efficient […]
6 Popular European Countries for UK Retirees Post-Brexit
Retirement in Europe After Brexit For many UK nationals, retiring to Europe has long been the dream — warmer weather, a slower pace of life, and an enviable standard of living. But since Brexit, the landscape has changed. Freedom of movement no longer applies, meaning British retirees must now meet each country’s individual visa and […]
Tax-Efficient Retirement Withdrawal Strategies for UK Expats
Withdrawing your UK retirement savings while living abroad can be more complex than many realise. The moment you become an expat, your tax position changes — and so do the rules that govern how your pension income, savings, and investments are treated. Without proper planning, you could find yourself exposed to unnecessary income tax, capital […]