Retirement News & Insights

For individuals living abroad or planning to relocate, deciding how to manage UK pension assets is an important part of long-term financial planning. Two commonly discussed options are Self-Invested Personal Pensions (SIPPs) and Qualifying Recognised Overseas Pension Schemes (QROPS). Both structures can play a role in retirement planning, but their suitability depends on individual circumstances, […]

Moving to Portugal from the US: A Financial Planning Checklist for Expats Relocating from the United States to Portugal is an increasingly popular choice, whether for lifestyle, retirement, or international mobility. Portugal offers a combination of climate, culture, and accessibility that appeals to many Americans. However, alongside the lifestyle benefits, moving abroad introduces a more […]

The UK’s approach to inheritance tax (IHT) has long shaped how individuals structure their wealth, particularly when it comes to pensions. For many years, pensions have been viewed as a relatively efficient way to pass on wealth, often sitting outside of an individual’s estate for IHT purposes. However, proposed changes expected from April 2027 could […]

Choosing the right wealth manager is an important decision, particularly when your financial plans involve long-term goals such as retirement, protecting family wealth or managing investments across multiple jurisdictions. If you’re unsure whether your current adviser is still the right fit, there are several signs that it may be time to review the relationship. 1. […]

With tax rules tightening further following the Autumn Budget, investors are increasingly reviewing where their money is held — and whether more flexible structures can help reduce long-term tax drag. For UK investors, the direction of travel on taxation has become unmistakable. Frozen allowances, higher effective tax rates and the gradual narrowing of tax-efficient options […]

How upcoming inheritance tax changes could make multiple pension pots more complicated than you expect Over the course of a working life, it is entirely normal to build up more than one pension. Career moves, employer changes and evolving workplace schemes mean many people finish their careers with a collection of pension pots spread across […]

Now that France has finalised its 2026 national budget, it is a good time to review what has — and has not — changed for French taxation this year. After significant delays caused by political deadlock, the Assemblée Nationale adopted the 2026 budget on 2 February. The government ultimately used its constitutional powers to push […]

For many British retirees, Portugal continues to be one of Europe’s most attractive destinations. With its climate, lifestyle and welcoming international community, it offers an appealing environment for those looking to enjoy retirement abroad. However, relocating also introduces a number of financial planning considerations — particularly when it comes to how your UK pensions will […]