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How to track expenses effectively in 2022

After the indulgence of the holiday period, many of us turn towards creating new habits and resolutions in the new year. One of the most popular goals for the new year is creating and maintaining good financial practices, whether this be saving, paying off debt or reducing unnecessary expenditure. Arguably the most important step in […]

2022 Predictions

Despite the hopes for more stability in 2021, this year has proven to be almost as turbulent as the last; the ongoing pandemic has not only led to uncertainty and unpredictability in the financial world, but also huge changes in terms of regulations and business conduct. Tightening of Regulation In the past few years, we […]

Turning profits from cryptocurrency into an investment for your future

Despite being a concept for several decades, most of us have only become familiar with the term ‘cryptocurrency’ in recent years. The notion of an online-only currency that is not physical tangible can be difficult to grasp, but for some, the profits of trading in cryptocurrency are very real, and have the potential to be […]

Blacktower Wins Award for Marketing Excellence

After a year in which we reached a great many milestones for the Group, we are delighted to announce that Blacktower Financial Management are the winners of the International Adviser Best Practice Award for Marketing Excellence in Europe.  Of the accreditation, Group Managing Director, Gavin Pluck said:  ‘Let us not forget that while many entered […]

Online Banks vs Brick-and-Mortar

The past few years has seen the rise of the online bank, typically the choice of younger generations, online banks such as Monzo, have become increasingly popular and mainstream, now competing with the traditional brick-and-mortar banks. I have been with a brick-and-mortar bank since the age of 15 – my parents took me to open […]

New to Spain? Here’s what you need to know

There is a lot to consider when moving abroad to any country, and Spain is no exception. As many expats will tell you, it’s important to stay organised to ensure the smoothest possible transition. In order to breakdown what you need to do before moving to Spain, it can be useful to consider the actions […]

New to France? Here’s what you need to know

Whilst France is one of the most popular destinations for expats to move and settle in, it is also notoriously difficult to navigate in terms of tax efficiency and financial planning. To avoid large tax liabilities, it is a good idea to consider your options beforehand; consulting a financial adviser with the relevant local knowledge […]

Cyber security – Stay Vigilant, don’t let the hackers in.

As our dependency on technology increases, so does the risk of our cyber security being compromised.  Many of us work with technology all day – especially since the migration to working from home due to Covid-19 – and it’s important to remind ourselves that as our devices and programmes become increasingly sophisticated, so do the […]

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