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Fraud Notice:

Blacktower Financial Management have been made aware of certain fraudulent schemes that have been conducted by individuals or organisations claiming to represent Blacktower Financial Management Group of Companies. This type of fraud tends to occur through online services including bogus websites, social media accounts, or through unsolicited emails or text messages. The aim of the […]

Golden Visas 2025: The Four European Countries Where You Can Still Get Citizenship Through Property Investment

Golden Visas 2025: The Four European Countries Where You Can Still Get Citizenship Through Property Investment In recent years, many EU countries have shut down or scaled back their Golden Visa programmes—especially those based on real estate. Portugal and Ireland have closed property routes entirely, and other nations have tightened eligibility or increased scrutiny. However, […]

Cyprus Opens Applications for the EU Blue Card – A Strategic Pathway for Skilled Professionals

As of Monday, 7th July 2025, Cyprus officially joins the EU Blue Card scheme, opening the door to a new era of professional migration for highly skilled non-EU nationals. This long-anticipated step positions Cyprus as an attractive destination for international talent, aligning with broader European Union goals to strengthen the knowledge economy and promote legal […]

Why British Expats in France Should Consider an Assurance Vie

For British nationals living in France, understanding how to manage savings and investments under a different legal and tax system can be challenging. However, one financial structure stands out for its flexibility, efficiency, and long-term planning benefits: the French Assurance Vie. Understanding Assurance Vie The Assurance Vie is a cornerstone of financial planning for residents […]

The Benefits of Financial Planning as a UK Expat

Why a strategic financial plan is essential for British nationals living abroad For British nationals who have chosen to live, work, or retire overseas, the expat lifestyle offers many opportunities—warmer climates, cultural enrichment, tax advantages, and improved quality of life. However, these benefits can quickly be undermined without careful and informed financial planning. Whether you’re […]

Retirement Planning for Expats in Spain

Spain continues to be one of the most popular retirement destinations for British expats and globally mobile individuals seeking a warm climate, excellent healthcare, and a high quality of life. But while the Mediterranean lifestyle may be the initial draw, long-term success as a retiree in Spain requires careful  financial planning and an understanding of […]

Portugal’s New Citizenship Rules: What They Mean for Your Financial and Immigration Planning

Portugal has long been a favoured destination for internationally mobile individuals seeking a high quality of life, EU access, and favourable residency or citizenship routes. However, from 19 June 2025, the Portuguese government has implemented radical changes to its immigration and citizenship laws, marking a significant shift that will impact investors, retirees, and families planning […]

Gibraltar–EU Treaty: Implications for Residence Cards, Schengen Access & Data Sharing

Issuance of New Gibraltar Residence Cards Recognition of Gibraltar Documents at EU Border eGates 90-Day Schengen Stays and Border Systems Information Sharing with Schengen Authorities Key Principle: Gibraltar Controls Its Residence System Notification Process No List-Based Data Sharing Special Exemptions

The Beckham Law: A Strategic Tax Opportunity for HNWIs and UK Expats in Spain

For UK High-Net-Worth Individuals (HNWIs) and retirees considering a move to Spain, the country’s so-called Beckham Law may offer preferential tax treatment for qualifying individuals—while simplifying your financial life during the transition abroad. Originally introduced in 2005 to attract global talent, the Beckham Law (officially Spain’s Special Expat Regime) allows eligible individuals to be treated […]

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