News & Insights

For British nationals living in France, understanding how to manage savings and investments under a different legal and tax system can be challenging. However, one financial structure stands out for its flexibility, efficiency, and long-term planning benefits: the French Assurance Vie. Understanding Assurance Vie The Assurance Vie is a cornerstone of financial planning for residents […]

Why a strategic financial plan is essential for British nationals living abroad For British nationals who have chosen to live, work, or retire overseas, the expat lifestyle offers many opportunities—warmer climates, cultural enrichment, tax advantages, and improved quality of life. However, these benefits can quickly be undermined without careful and informed financial planning. Whether you’re […]

Spain continues to be one of the most popular retirement destinations for British expats and globally mobile individuals seeking a warm climate, excellent healthcare, and a high quality of life. But while the Mediterranean lifestyle may be the initial draw, long-term success as a retiree in Spain requires careful  financial planning and an understanding of […]

Portugal has long been a favoured destination for internationally mobile individuals seeking a high quality of life, EU access, and favourable residency or citizenship routes. However, from 19 June 2025, the Portuguese government has implemented radical changes to its immigration and citizenship laws, marking a significant shift that will impact investors, retirees, and families planning […]

Issuance of New Gibraltar Residence Cards Recognition of Gibraltar Documents at EU Border eGates 90-Day Schengen Stays and Border Systems Information Sharing with Schengen Authorities Key Principle: Gibraltar Controls Its Residence System Notification Process No List-Based Data Sharing Special Exemptions

For UK High-Net-Worth Individuals (HNWIs) and retirees considering a move to Spain, the country’s so-called Beckham Law may offer preferential tax treatment for qualifying individuals—while simplifying your financial life during the transition abroad. Originally introduced in 2005 to attract global talent, the Beckham Law (officially Spain’s Special Expat Regime) allows eligible individuals to be treated […]

On 11 June 2025, Spain, the UK, the EU, and Gibraltar reached a landmark agreement that eliminates the land border checks (“la Verja”) between Spain and Gibraltar, integrating Gibraltar into the Schengen zone for passport-free movement Border controls will instead be carried out at Gibraltar’s airport and port via a dual-check system overseen by Spanish […]

After years of uncertainty, a landmark agreement between Spain, the UK, and the EU has reshaped Gibraltar’s post-Brexit future. For high-net-worth individuals (HNWIs) and retirees considering life in Southern Europe, this deal signals stability, opportunity, and smoother cross-border living in a uniquely international setting. What Was Agreed? Abolition of the Gibraltar-Spain land border (“La Verja”), […]