News & Insights

In the King’s Speech, Labour announced a Pension Schemes Bill that aims to introduce several new measures, including tackling lost pension pots and the multiplying pots people end up with during their working life. The Pensions Policy Institute reported that, in 2022, over 2.8 million pension pots – valued at over £26.6bn – had not […]

Last week’s election dramatically shifted the UK’s political landscape, with the Labour Party achieving a landslide victory. This result has seen Labour secure a commanding majority in Parliament, gaining 410 out of 650 seats. This overwhelming win signifies a decisive move away from the Conservative leadership that has dominated for the past 14 years. Prominent […]

With the election scheduled for July 4th, as your financial advisers, we aim to share our perspectives, not from a political standpoint, but focused on your financial well-being. If you have any concerns about your investments during this period, please feel free to reach out. We’re happy to assist you. Understanding the Impact of Election […]

Navigating the intricate landscape of tax regulations is a fundamental aspect of financial planning for expatriates worldwide. However, for Australian citizens residing in the United Kingdom, recent tax reforms have introduced a new layer of complexity to this challenging endeavour. The UK’s tax changes for Australian expats include the loss of “non-dom” tax benefits and […]

This year, the inheritance tax (IHT) collected from families is poised to exceed last year’s record, indicating a growing financial impact for many estates likely to surpass the tax-free threshold. We offer strategies to alleviate this financial burden. Inheritance tax, widely regarded as the UK’s most unpopular tax, might be abolished, a prospect many would […]

An increasing number of Brits are considering Spain as their ultimate retirement destination, and it’s not hard to see why. The allure of sun-kissed beaches, a rich cultural tapestry, and a laid-back lifestyle is undeniable. However, before packing up and making the move, it’s crucial to plan your retirement to Spain and consider several financial, […]

As we move towards the imminent removal of the lifetime allowance (LTA) from pension taxation rules, expert analyst Ritchie Salkeld offers an in-depth look at the practical implementation of the forthcoming system. The countdown has begun for the LTA’s exit from the pension tax landscape, with its termination expected in just a few months. A […]