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How To Plan Your Retirement (A Guide For Brits)

Retirement is an exciting phase of life that brings the promise of freedom and relaxation after years of hard work. However, to truly enjoy your golden years, it is crucial to have a solid financial plan in place. In the United Kingdom, where retirement savings are primarily the responsibility of individuals, understanding how to financially […]

Retirement
07/07/2023

All You Need To Know About Investing In Stocks And Shares ISAs

Investing in stocks and shares can be a great way to grow your wealth and achieve long-term financial goals. One of the most popular and tax-efficient ways to invest in the stock market is through a Stocks and Shares Individual Savings Account (ISA). In this article, we will cover everything you need to know about […]

Investments
04/07/2023

Help To Buy Five Years On: What To Do Next With Your Equity Loan

The Help to Buy scheme has been a lifeline for many aspiring homeowners, offering a valuable opportunity to get a foot on the property ladder. One aspect of the scheme is the equity loan, which provides an additional financial boost to buyers. However, after five years, borrowers must start repaying the loan or consider other […]

General
03/07/2023

Inheritance Tax: Gifting And All You Need To Know About It

Inheritance tax gifting refers to the act of giving away assets or money during your lifetime with the intention of reducing the value of your estate for inheritance tax (IHT) purposes. In many countries, including the United Kingdom, inheritance tax is imposed on the value of an individual’s estate upon their death. By making gifts […]

Tax
27/06/2023

The UK Pension Regime: Demystifying Some Recent Major Changes

Coherent, rational, co-ordinated, simple. These are just a few of the words that have never been used in connection with the UK pensions regime – and the latest changes mean that people with significant pension pots cannot plan confidently for their retirement. In this blog, we’ll look at some of the major changes that have […]

Pensions
16/06/2023

Capital Gains Tax: Everything You Need To Know

Capital gains tax, an integral component of the modern tax system, plays a crucial role in determining the financial obligations of individuals and businesses when they sell or transfer certain assets. While often a topic of intense debate and scrutiny, comprehending the basics of capital gains tax is essential for anyone seeking to navigate the […]

Tax
06/06/2023

Why your UK bank should be increasing your savings interest rate

As the Bank of England continues to increase interest rates, with another hike to 4.5% from 4.25% expected next week, UK customers are not seeing this reflected in the savings interest rates offered by their banks. This means that many banks are set to make considerably more from borrowings as a result of the tax […]

General
26/04/2023

Inflation Jump Causes Bank Of England To Hike Interest Rates By 25bps

Today saw a hike in interest rates from The Bank of England (BoE), with an increase of 25 basis points announced amid the continued turmoil as the banking sector continues to clash with the desire of the central bank to bring down inflation. While two central bank members opted to maintain current rates at 4%, […]

General
23/03/2023