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Yes, we DO sell you something – Peace of Mind!

So, What Do We Do, You Might Ask?!

Well it´s quite obvious from the above that we can never be absolutely protected against this happening, but what we must do and can do is to check out thoroughly and diligently the Wealth Management company or Financial Adviser that we trust and take advice from. If they do not have a proven track record, longevity and experience within the financial services industry then surely we are handicapped from the start?

Unfortunately, it is far too easy in our internet driven society to believe the hype and marketing that can transform a small start-up company into a GIANT company on screen – but where´s the back up and proof that they will be around to support us if and when we need them in the future?

You owe it to yourself and your family to carry out your OWN due-diligence checks so that you have taken every possible precaution to protect yourself. At Blacktower we can offer you 32 years of continuous growth, commitment and dedication to providing clients with the BEST possible advice which will always be in their interests. I think it´s fair to say that if we hadn´t been doing that we wouldn´t still be here talking about it, would we?

Blacktower Financial Management has been established for over 32 years and has worked with clients through the good and the bad times, offering sound, independent financial advice, we will be by your side both now and in the future.

Other News

Could No-Deal Brexit Make British Pensions for Expats Illegal?

British coinsFollowing on from last week’s blog on pension passporting, written by Rosemary Sheppard, Blacktower IFA in France, The Independent newspaper has now warned that British expats abroad could have their cash flow placed in peril by a no-deal Brexit.

While the talks around Brexit and expat pensions are certainly newsworthy, the reporting of pension payments becoming “illegal”, as stated in The Independent’s headline, is pretty implausible.

The story, published on July 25 2018, said the Association of British Insurers (ABI) had told parliament’s Exiting the European Union select committee of the “plausible” risk that payments from British bank accounts could become unviable.

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Keeping the NHR Tax Regime Could Be Good for Portugal in 2018

Cave on beach in PortugalIn September 2017, it was announced that the Portuguese Government, following pressure from Sweden and a number of other European countries, was looking to water down the country’s non-habitual residency (NHR) tax regime, potentially bringing to an end a programme that has worked in the interests of expats since 2009. The uncertainty this proposed move provoked certainly threatened to put a dampener on the financial plans of quite a number of expats and would-be expats as they moved into 2018.

However, the budget proposal presented by the Portuguese government in November seemed to allay these fears. There was not a single mention of the scheme, which would have seen the introduction of a flat rate of tax of either 5% or 10% on income drawn from the pensions of NHRs.

In all probability any such move would have seen the pensions of existing expat NHRs unaffected; however, it would have presented a significant stumbling block to the retirement plans of many looking to move both their wealth and their residence status to the country.

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