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Planning for a Long Retirement in Spain

How to live longer in Spain

If you really want to live a long and healthy life in Spain, you need to live like a Spaniard. This is according to the Washington-based Institute for Health Metrics and Evaluation, which recently released details of a report on how the Spanish will soon sit top of the world longevity tables, outranking even long-time leaders Japan.

One reason for this is the much-lauded Mediterranean diet, including lots of olive oil and fresh fruit and vegetables. Other factors include the Spanish tendency to take long walks, as well as the fact that Spanish couples have a propensity for remaining physically active, even as they get older.

But, increased longevity brings with it some very serious challenges. Foremost among these is the following question: if you are going to live several years or even decades longer than your parents or grandparents, how can you make sure your pensions and savings will provide you with sufficient income to see you through your retirement?

Like most wealth management questions, there is no magic answer. Unless by ‘magic’ you mean ‘planning’.

Yes, planning for your retirement is almost certainly the way to give yourself the best chance of success. Starting as early as possible and investing in a diverse portfolio of retirement assets is likely to be the answer for most savers. However, retirement investing can be challenging and, especially for the lay investor, bewildering and frustrating.

The trick is to take financial advice at an early stage. This may be particularly true for UK expats who are enjoying the Spanish lifestyle – so if you are resident in Spain, you should contact your expat financial advisers in Spain for the help you need to intelligently plan for your retirement, including understanding how to structure your investments in Spain.

Blacktower, Expat Financial Advisers in Spain

Blacktower Financial Management has more than 30 years of wealth management experience, helping its clients with all aspects of investment, income, pensions, and retirement planning.

Our expat financial advisers in Spain can help you achieve your financial goals. Contact us today for more information.

This communication is for informational purposes only and is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, we are not responsible for any errors or omissions.

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