The France Show by Kelly Roberts

by Keith Littlewood, International Financial Adviser Costa Blanca

A brand new state pension was ushered in on 6 April 2016 as a result of a massive shake-up. The new payout has been designed to make the whole process easier to understand, although it’s still far from simple.

The old system was in two parts, a basic state pension of £119.30 plus an additional pension, if applicable, with 30 years NI contributions required to get the maximum amount.  Under the new system there is a flat rate payment of £155.65 plus any protected payment for which you will need to have 35 years NI contributions to get the maximum amount.  There are also a minimum of 10 years in the NI system required to get anything at all. 

Managing wealth as a UK expatriate presents a complex set of challenges — from optimising cross-border investments and navigating multiple tax systems, to protecting assets through strategic estate and succession planning. Without a structured approach, even financially experienced individuals can find their wealth exposed to unnecessary risks, inefficiencies, and costly errors. With the right expat […]