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Making 2016 financially secure

Whether you are thinking about wealth management, pension planning or making investments, Blacktower has the right specialist for you and we can help.

Of course, everyone’s circumstances are different, but it might be the time to ask yourself some simple questions about your financial plans and this may just help you decide whether or not seeking financial advice is right for you.

Three simple questions

  • Are you confident about your own financial knowledge? – If you know your FSAVC from your ‘actuarial variation’ then you probably know whether you’ve got your pension sorted. But, if these terms mean little or nothing to you, then it might be time to have a chat with someone who understands the ins and outs of planning for retirement.
  • Have you ever regretted arranging a financial product by yourself?
    Statistics suggest that around a third of people who have arranged a financial product without seeking professional advice regret it in the future – this figure rises to around half for people in their twenties.*
  • Do you fully understand the legal changes surrounding financial planning which occurred in 2015? – The financial landscape is constantly shifting and, as a consumer, if you stand still you are likely to lose ground. By talking to an IFA you can ensure that your understanding of the environment is up to date and that your plans are consistent with current legislation. This way you give yourself the best chance of reaping all appropriate benefits for you and your family.

So, why not resolve to make 2016 the year that you get your wealth in order – here at Blacktower it is our mission to use our knowledge and expertise to save you time, money and to bring you peace of mind. We have the industry know-how to find you the right products for your needs and to help you achieve your financial ambitions. We don’t believe in hard sell and always handle your money and assets with respect and diligence.

* 2015 Value of Advice report from unbiased.co.uk and MetLife

This communication is for informational purposes only and is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, we are not responsible for any errors or omissions.

Other News

Pensions may strengthen for the younger generation

Pound coinsIt’s never too early to start saving for a pension – you’ve no doubt heard that one before, perhaps while searching for pension advice online or in news reports on the financial future of pensioners in this country.

Hopefully, you took note of it and started saving as soon as you possibly could, thinking of your retirement planning long before other milestones such as getting married or having children. Maybe you left it a little later. Either way, solid financial planning, which may involve pension transfer advice from a professional financial adviser, should help you make secure financial decisions.

Young workers today don’t need to have someone to remind them that they should be saving for retirement thanks to auto-enrolment, which is a scheme that makes sure, unless they choose to opt out, all workers pay part of their salary into a private pension scheme. As almost everyone could do with starting their retirement saving as early as possible, auto-enrolment is a great idea, and now it appears that it could be the main factor in the improvement of future pension incomes, settling fears that some young savers may have regarding the prosperity of their long-term future.

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