Pension Consolidation in 2026
How upcoming inheritance tax changes could make multiple pension pots more complicated than you expect Over the course of a working life, it is entirely normal to build up more than one pension. Career moves, employer changes and evolving workplace schemes mean many people finish their careers with a collection of pension pots spread across […]
Rising Inheritance Tax: Why Planning Ahead Matters More Than Ever
Inheritance tax (IHT) has steadily moved from being a concern for the few to a reality for many. Recent HMRC figures show receipts reaching £7.7bn between April 2025 and February 2026, with projections suggesting this could rise to £14.5bn by the 2030/31 tax year. In practical terms, this means more families will find themselves facing […]
Gibraltar’s Regulatory Shift: What EU Alignment Means for HNW Clients and International Expats
Gibraltar has entered a new regulatory phase. The publication of its first tranche of environmental legislation, designed to reflect obligations arising from the evolving UK–EU Framework relating to Gibraltar , signals more than incremental policy change. It marks the beginning of a structural shift, one that is expected to reshape how businesses operate, how assets […]
France Tax Changes 2026: What UK Expats Need to Know
Now that France has finalised its 2026 national budget, it is a good time to review what has — and has not — changed for French taxation this year. After significant delays caused by political deadlock, the Assemblée Nationale adopted the 2026 budget on 2 February. The government ultimately used its constitutional powers to push […]
Portugal Tax Guide (2026): What British Expats Need to Know
Portugal continues to be one of the most attractive destinations in Europe for British expatriates. Its climate, lifestyle and welcoming international community make it a popular choice for retirees and internationally mobile professionals alike. But what does the Portuguese tax landscape look like in 2026, and have any major changes been introduced? The 2026 Portuguese […]
How UK Pensions Are Taxed in Portugal: What British Expats Need to Know
For many British retirees, Portugal continues to be one of Europe’s most attractive destinations. With its climate, lifestyle and welcoming international community, it offers an appealing environment for those looking to enjoy retirement abroad. However, relocating also introduces a number of financial planning considerations — particularly when it comes to how your UK pensions will […]
Retirement Planning for UN Professionals: Are Private Pensions the Right Solution?
For professionals working within the United Nations system, retirement planning is rarely straightforward. While a career with the UN offers distinct advantages, it can also create structural gaps in long-term retirement provision. Consultants and those on short- or medium-term contracts are often outside the United Nations Joint Staff Pension Fund (UNJSPF), or may not accumulate […]
Monaco – A Gateway to Elite European Residency
Nestled between the Mediterranean Sea and the French Alps, Monaco has long been synonymous with prestige, discretion and financial sophistication. For high-net-worth individuals, residency in this principality represents more than lifestyle — it can form part of a wider wealth planning and international structuring strategy. While commonly referred to as a “Golden Visa”, Monaco does […]