News & Insights

As Portugal continues to attract high-net-worth individuals (HNWIs) from around the globe, it’s evident that the country’s reputation as a haven for the wealthy is stronger than ever. Recently named Algarve Business of the Year, Blacktower Financial Management is positioned to guide individuals looking to make Portugal their new home or optimise their financial arrangements […]

Portugal has emerged as a premier destination for high-net-worth individuals (HNWIs) and celebrities seeking a blend of luxury, privacy, and favourable financial conditions. The country’s allure extends beyond its picturesque landscapes and pleasant climate; it offers a unique combination of safety, cultural richness, and advantageous tax regimes that appeal to the affluent. The result? There […]

We are delighted to announce that Blacktower Financial Management has secured a prestigious victory at the 2024 Investment International Awards, earning the title of Company of the Year (Advisers) through the esteemed Judges Award. This recognition underscores our unwavering commitment to delivering exceptional financial planning and wealth management solutions for our clients across the globe. […]

Portugal is on the brink of enacting a groundbreaking fiscal policy aimed at reversing the brain drain that has seen many young professionals leave its shores for better opportunities abroad. Portugal’s youth tax breaks are a new, bold initiative, championed by Prime Minister Luís Montenegro’s centre-right government, proposes a series of substantial tax breaks for […]

Since its establishment in 2012, the Portugal Golden Visa has stood out as a prominent residency-by-investment program in Europe, designed to stimulate foreign investment. For many, however, understanding the updated Portugal Golden Visa scheme, which has seen significant shifts in recent months, can be rather headache-inducing. The program offers non-EU investors the chance to gain […]

Here are some of the best things about living in Portugal, with its stunning landscapes, vibrant culture, and welcoming atmosphere, has emerged as a top destination for expats from the US and UK seeking a change of scenery and a taste of the laid-back Mediterranean lifestyle. Living in Portugal offers a unique blend of modern […]

Making contingency plans for the unexpected is an essential part of wealth management. However, this aspect of financial planning should not be confined simply to strategising for the possibility of inflation, volatility, currency exchange movement and other macro factors; it should also account for personal factors. For example, how might your circumstances and goals change over time and are your retirement financial plans flexible enough to respond to these changes?

Examples of changes in personal circumstance include long-term care and medical costs, or large one-off capital expenses. And another important question, albeit loaded, is that of divorce.

There is good reason to address this question; 2017 data from the Office for National Statistics reveals that despite overall divorce rates for opposite-sex couples being at their lowest level since 1973, divorce among older people is actually rising.*

Italy has long been a top destination for anyone seeking a charmed life. A combination of rich culture and stunning landscapes have always made settling in Italy an attractive prospect, but the allure of Bel Paese has peaked in recent years. The appeal lies in the country’s flat tax regime, an increasingly strong magnet for […]