“Non, je ne regrette rien”.

Expats in France may be able to translate this famous song title to “No, I regret nothing,” which is ideally what every saver wants to be able to say as they reach the end of their expat retirement planning period and look forward to moving abroad to their own personal paradise.

But not everyone has the initiative to stay on top of their pension pot, and it might be interesting for the younger generation to hear what older workers and retirees have to say about their pension saving experiences and what they would do differently if they could turn back the clock.

With this in mind, research recently released by Aegon, which asked pension savers about which decisions regarding their pensions they regretted the most, could prove very useful and serve as a firm reminder of why sufficient retirement planning isn’t something to leave until the eleventh hour.

One of the biggest challenges that expatriates confront when moving abroad is the complexity of expat finances. According to HSBC’s Expat Explorer Survey, 75% of respondents (9,288 respondents worldwide) say that their finances have become more complicated since they left their home country.

Compounding this, many expats don’t consider all aspects of their finances before, during and after moving abroad, therefore making organising their finances even more complex than it needs to be. What are the common mistakes seen time and time again?