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As an IFA I have become very sensitive to market reactions and I have always had an interest in current affairs, but at this time even I am getting bogged down by this endless supply of bad news.

The recent drops in the stock markets are simply down to confidence and not of the same making of the crisis eight years ago.

I still struggle to see why a barrel of oil at $27 dollars compared to the $108 of eighteen months ago is anything other than good news. After all, there are more consumers of oil than producers. Motorists felt the positive effect immediately and users of oil in industry such as manufacturing plants or airlines should post better than expected quarterly profits, which may help dividend levels. In many cases this is yet to be rolled out.

At the end of March 2017, a new 12-sided pound coin will be introduced in British currency.

With one and a half billion of the new coins being put into circulation by the Royal Mint, banks and shops will receive the coins on March 28, but it may be at least a few days before they are handed over as change in the shops.

In the 34 years that the current round pound coin has been in circulation, it has been heavily counterfeited and the issue of fakes is more prevalent than you might think.