Contact

News & Insights

Alternatives for Savers?

He will tell you that the long term matters, fluctuations in the market, though worrying at the time can actually work to your benefit. The time horizon may be as long as ten years, but this will depend on what the individuals aims are.

Diversification is key to investment management, looking to offset risks in different areas of the market to allow for checks and balances to your portfolio.

It’s well known that Markets react to sentiment, so stocks can fall if a company reports worse than expected results, or sometimes the whole market can fall at once on negative economic news. Trading stocks and shares also costs money, so moving in and out of positions quickly will seriously eat into your returns over time.

The use of a Financial Adviser is important as most DIY investors tend to stumble from one idea to the next with no clear strategy. As long as you trust the manager and what they are trying to achieve, you will make your initial choices very carefully, advised by them and then stick with those investments for the long term.

Related News

QROPS pensions transfer rules debate

A survey by Old Mutual Wealth has found that 38% of international financial asset management professionals would like a review of the new QROPS pension transfer scheme rules. Only 20% said they were happy with the new rules, while 40% described themselves as “unsure”.

As part of rules introduced in April 2015 those undertaking QROPS pension transfers should receive independent and impartial advice from a professional appropriately authorised by the UK Financial Conduct Authority.

Read More

Understanding Risk in Retirement Investing

Avoid RisksLife is inherently risky: if we did not accept risks as an inevitable part of life, we would never leave our homes or attempt to alter or improve the circumstances which lie ahead. So, we must negotiate a certain amount of risk while avoiding the most obviously dangerous situations.

Investing for retirement in stocks, shares and other commodities is similar; we need to accept the risks. By making calculated decisions we can hopefully avoid making detrimental investment decisions.

Unfortunately, those who don’t know how to invest for retirement, or those who receive bad, fraudulent or unregulated retirement investing advice, may be tempted by the promise of so-called “guaranteed” returns or unrealistically high dividends only to find that they have sacrificed their life savings for fool’s gold.

Read More

Select your country

Please select your country of residence so we can provide you with the most relevant information:

You are currently viewing the Blacktower Financial Management EU website.

You may be looking for the Blacktower United States website.

Blacktower United States > X Stay on this site

Or choose your country.