Moving to Spain: A Financial Planning Guide for UK Expats
If you are planning to move to Spain, or have recently done so, you have made an excellent choice. With its rich culture, warm climate, and relaxed lifestyle, Spain offers a wonderful quality of life. It also presents opportunities to review and adapt your financial planning. Where possible, it is best to begin preparations well […]
How to Move to Gibraltar Under Category 2 (CAT2) Residency
Gibraltar continues to be one of Europe’s most attractive jurisdictions for high-net-worth individuals (HNWIs) seeking tax efficiency, lifestyle benefits, and British legal certainty within a Mediterranean setting. Through the Category 2 (CAT2) residency regime, individuals can legally reside in Gibraltar while benefiting from a low-tax environment that excludes worldwide income from taxation. At Blacktower Financial […]
Moving to Spain? Your Financial Planning Guide for 2025
Whether you’re preparing to relocate or have recently made the move, choosing Spain as your new home is a decision that brings not only lifestyle advantages—sunshine, culture, and a relaxed pace of life—but also important financial considerations. Relocating to a new country can significantly change your tax obligations, investment options, and estate planning priorities. The […]
Gibraltar–EU Treaty: Implications for Residence Cards, Schengen Access & Data Sharing
Issuance of New Gibraltar Residence Cards Recognition of Gibraltar Documents at EU Border eGates 90-Day Schengen Stays and Border Systems Information Sharing with Schengen Authorities Key Principle: Gibraltar Controls Its Residence System Notification Process No List-Based Data Sharing Special Exemptions
What the Spain & Gibraltar agreement means for Costa del Sol Investors
On 11 June 2025, Spain, the UK, the EU, and Gibraltar reached a landmark agreement that eliminates the land border checks (“la Verja”) between Spain and Gibraltar, integrating Gibraltar into the Schengen zone for passport-free movement Border controls will instead be carried out at Gibraltar’s airport and port via a dual-check system overseen by Spanish […]
What the Spain–Gibraltar Deal Means for HNWIs and Retirees in 2025
After years of uncertainty, a landmark agreement between Spain, the UK, and the EU has reshaped Gibraltar’s post-Brexit future. For high-net-worth individuals (HNWIs) and retirees considering life in Southern Europe, this deal signals stability, opportunity, and smoother cross-border living in a uniquely international setting. What Was Agreed? Abolition of the Gibraltar-Spain land border (“La Verja”), […]