The Netherlands News & Insights

For many British expatriates, supporting a spouse or partner in later life is a key financial consideration. This often raises a practical question: can your pension be transferred to your husband or wife, either during your lifetime or on death? In most situations, UK pensions cannot be directly transferred to another person during life. However, […]

Why Risk Needs a New Definition When You Retire During our working lives, we often learn to view risk as something to avoid. Many believe that risk simply means volatility, and therefore assume that conservative, low-return investments are safer once they stop working. However, retirement creates a very different financial landscape. You move from saving […]

Managing wealth as a UK expatriate presents a complex set of challenges — from optimising cross-border investments and navigating multiple tax systems, to protecting assets through strategic estate and succession planning. Without a structured approach, even financially experienced individuals can find their wealth exposed to unnecessary risks, inefficiencies, and costly errors. With the right expat […]

For many UK expatriates, managing wealth across borders can be complex. Balancing investment growth with tax efficiency and flexibility often requires specialised solutions — and one of the common versatile tools available is the investment bond. An investment bond combines elements of life insurance and investment, offering the potential for long-term capital growth and strategic […]

Managing Retirement Wealth Across Borders Cross-border retirement planning requires more than simply saving into a pension or investment account. It demands careful coordination of three key forces: For globally mobile clients, this combination may make it potentially beneficial to separate retirement capital into two parts: Together, they can form the foundation of a flexible, tax-efficient […]

Retirement in Europe After Brexit For many UK nationals, retiring to Europe has long been the dream — warmer weather, a slower pace of life, and an enviable standard of living. But since Brexit, the landscape has changed. Freedom of movement no longer applies, meaning British retirees must now meet each country’s individual visa and […]

Withdrawing your UK retirement savings while living abroad can be more complex than many realise. The moment you become an expat, your tax position changes — and so do the rules that govern how your pension income, savings, and investments are treated. Without proper planning, you could find yourself exposed to unnecessary income tax, capital […]

For many, the idea of early retirement represents freedom — freedom from the 9-to-5 routine, from financial pressure, and from time constraints that limit personal pursuits. Whether your goal is to retire at 55, spend more time with family, travel the world, or simply slow down and enjoy life, careful financial planning is key to […]