Gibraltar–EU Treaty: Implications for Residence Cards, Schengen Access & Data Sharing
Issuance of New Gibraltar Residence Cards Recognition of Gibraltar Documents at EU Border eGates 90-Day Schengen Stays and Border Systems Information Sharing with Schengen Authorities Key Principle: Gibraltar Controls Its Residence System Notification Process No List-Based Data Sharing Special Exemptions
The Beckham Law: A Strategic Tax Opportunity for HNWIs and UK Expats in Spain
For UK High-Net-Worth Individuals (HNWIs) and retirees considering a move to Spain, the country’s so-called Beckham Law may offer preferential tax treatment for qualifying individuals—while simplifying your financial life during the transition abroad. Originally introduced in 2005 to attract global talent, the Beckham Law (officially Spain’s Special Expat Regime) allows eligible individuals to be treated […]
What the Spain & Gibraltar agreement means for Costa del Sol Investors
On 11 June 2025, Spain, the UK, the EU, and Gibraltar reached a landmark agreement that eliminates the land border checks (“la Verja”) between Spain and Gibraltar, integrating Gibraltar into the Schengen zone for passport-free movement Border controls will instead be carried out at Gibraltar’s airport and port via a dual-check system overseen by Spanish […]
Top 10 Private Wealth Trends – April 2025
As we move through 2025, the world of private wealth is entering a period of profound transformation. Political shifts, heightened geopolitical tensions, and the resurgence of protectionist trade policies—most notably the latest round of tariffs imposed by the US—are reshaping the financial landscape for high-net-worth individuals and families. At the same time, advancements in technology, […]
Tax Deadlines for Portugal: Non-Habitual Resident (NHR) & More
As we approach tax season, it’s crucial to stay on top of upcoming tax deadlines, especially if you’re considering taking advantage of Portugal’s Non-Habitual Resident (NHR) tax regime. The deadline for NHR applications for the 2024 tax year is fast approaching on March 15, 2025. If you’re planning to apply, it’s essential to start the […]
Blacktower FM Wins Big at the 2024 Investment International Awards
We are delighted to announce that Blacktower Financial Management has secured a prestigious victory at the 2024 Investment International Awards, earning the title of Company of the Year (Advisers) through the esteemed Judges Award. This recognition underscores our unwavering commitment to delivering exceptional financial planning and wealth management solutions for our clients across the globe. […]
Banking as an expat – Can I open a UK bank account while living abroad?
There are many questions potential expats have when they are planning to move abroad or when they first arrive in their new country of residence. At Blacktower, with specialist expat banking financial advisers across Europe, in countries like France and Spain, and in Grand Cayman and USA, we have probably heard them all! In this guide, we're tackling the question of expat banking.
Essential Cyber Security Tips for Online Safety
In an era where digital threats are evolving rapidly, safeguarding your online presence is paramount. Our essential cyber security tips offer comprehensive guidance to protect your personal and financial information from cyber threats, ensuring peace of mind in the digital world. Cyber Security Best Practices: Stay Safe Online Secure Your Data: Regularly back up critical […]