Italian Golden Visa: A Strategic Route to Residency in Europe
For internationally mobile individuals and families, European residency remains a key part of long-term lifestyle, tax and wealth planning. Among the available options, the Italian Golden Visa, formally known as the Investor Visa for Italy, has emerged as a compelling choice for non-EU nationals seeking flexibility, stability and access to the European Union. Italy offers […]
Why Heritage and Longevity Matter When Choosing a Financial Adviser
In an increasingly complex financial world, choosing the right financial adviser is one of the most important long-term decisions you can make. Markets evolve, regulations change, and personal circumstances rarely remain static. Against this backdrop, heritage and longevity are often overlooked factors—yet they can play a crucial role in determining the quality, consistency and reliability […]
The Definitive Ranking of Average Salaries Across the Globe: How Do the UK, France, Spain, Portugal, the US and Dubai Compare?
Understanding how average salaries compare across major global markets is crucial for internationally mobile professionals and retirees planning their next move. While salary alone never tells the full story—taxation, living costs and lifestyle all matter—the numbers provide an important baseline for evaluating financial expectations abroad. This report focuses on six core markets: the UK, France, […]
Welcoming Our Newest Team Member
We are delighted to welcome Majbritt Bridges to the Blacktower team as Country Manager, Switzerland. Majbritt brings an exceptional blend of financial expertise, international experience, and entrepreneurial leadership. With a bachelor’s degree in economics, a master’s in business management, and fluency in English, French, Spanish, and Danish, she combines global perspective with deep technical insight. Majbritt spent 15 years […]
Can You Transfer Your Pension to a Spouse as a UK Expat?
For many British expatriates, supporting a spouse or partner in later life is a key financial consideration. This often raises a practical question: can your pension be transferred to your husband or wife, either during your lifetime or on death? In most situations, UK pensions cannot be directly transferred to another person during life. However, […]
A Guide to Reframing Risk in Retirement
Why Risk Needs a New Definition When You Retire During our working lives, we often learn to view risk as something to avoid. Many believe that risk simply means volatility, and therefore assume that conservative, low-return investments are safer once they stop working. However, retirement creates a very different financial landscape. You move from saving […]
Wealth Management for UK Expats: How to Protect and Grow Your Finances Abroad
Managing wealth as a UK expatriate presents a complex set of challenges — from optimising cross-border investments and navigating multiple tax systems, to protecting assets through strategic estate and succession planning. Without a structured approach, even financially experienced individuals can find their wealth exposed to unnecessary risks, inefficiencies, and costly errors. With the right expat […]
Investment Bonds for UK Expats: A Guide to Tax-Efficient Wealth Growth
For many UK expatriates, managing wealth across borders can be complex. Balancing investment growth with tax efficiency and flexibility often requires specialised solutions — and one of the common versatile tools available is the investment bond. An investment bond combines elements of life insurance and investment, offering the potential for long-term capital growth and strategic […]