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Spotlight On … Clifford Knezovich – IFA

What is your special interest or particular field of expertise in the financial services sector right now?

Tax mitigation, Spanish Compliant Investment Bonds and ESG investing.

What is the most important aspect of your work, in relation to clients, or the part of your day-to-day role which gives you the most satisfaction?

When clients nod their heads, not because they agree, because they understand. Having confidence in yourself is as important as having confidence in your financial adviser.

What’s special/unique/most interesting about the region you work in?

The weather and the people – nobody can deny the average of 320 days of sunshine a year. Helping people make the correct investment decisions and allowing them to enjoy the weather is paramount.

Right now, what is your one piece of invaluable information for expats or anyone seeking retirement planning and wealth management advice?

Due diligence and second opinions.

Blacktower already has a long and successful history in the sector, how will you and your colleagues continue to offer value to clients in the next 20 years and beyond?

By adapting to an ever-changing investment landscape and keeping clients abreast of important developments.

Tell us an interesting fact about yourself

…. I’m terrible at golf, but even a blind squirrel trips over a nut from time to time.

This communication is for informational purposes only and is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, we are not responsible for any errors or omissions.

Other News

Malta and Portugal have the best citizenship programmes

LighthouseWhen relocating to a new country, it’s good to know all your options so you can ensure you have the smoothest transition possible. For one thing, there’s the financial side to worry about.

This includes deciding on the best expat life insurance policy to buy as well as receiving expert pension transfer advice so that your retirement savings aren’t negatively affected by the move. 

Naturally, some nations offer a smoother residency transition, with Portuguese citizenship and Maltese citizenship among the best, according to research.

Understanding citizenship entry requirements

You will, of course, also need to be aware of the entry requirements for each country.

Several countries have systems in place with the goal of attracting expats who will be able to gain residency in return for an investment. In a post-Brexit world, these may be the best options for some overseas movers. Although not suitable for everyone, some of these systems are of a very high, reputable standard and hold a range of benefits for expats who are eligible. A recent survey has analysed which countries offer the best of these migration schemes, with people choosing to buy Malta citizenship and Portugal citizenship as a matter of priority.

What makes the best citizenship programmes?

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Sweden’s best city for study

Office Desk and LaptopNordic countries have a very good reputation with international students, and Sweden is no exception. But where in the country offers the best environment for study?

The Swedish National Union of Students (SFS) has recently announced the winner of its 2017/2018 Student City of the Year award. The award goes to the city that actively works to improve the welfare of students, and this year it went to the city of Gävle.

Gävle is the capital of the Gävleborg County, located at the very lower end of Norrland. It’s the country’s 13th most populated city and is perhaps best known to the public for its unique Christmas tradition. Every year, a large straw goat, known as the Gävleblocken (or “the Gävle Goat”), is erected in the centre of the city and then, in a more unofficial tradition, tends to get destroyed by the locals.

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