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Expats can enjoy Spain’s top quality beaches

Finding the best beach for your expat destination

But which of Spain’s beaches is the best? According to the 2017’s Traveller Choice Awards by Trip Advisor, the best beach in Spain (and the best beach in Europe, for that matter) is La Concha beach, located in the coastal city of San Sebastian in northern Spain.

But you don’t have to pack up and head to San Sebastian to get the best beach experience. Spain is full of quality beaches. In fact, it was recently announced that Spain once again has the highest number of quality beaches, receiving the prestigious Blue Flag award at a total of 579 of its sandy shores.

The Blue Flag is an award given by the Foundation for Environmental Education to certify that a beach, marina, or eco-tourism boat has met its strict standards. The Blue Flag is a symbol that the beach is a safe, well-managed environment. Each beach is judged on four main categories: water quality; the safety of the beach’s users and the quality of services available to them, such as having an adequate number of lifeguards and available drinking water; environmental education and information; and environmental management (in other words, whether the beach has the right system and facilities in place to ensure it remains clean and hygienic).

Being the country with the highest number of Blue Flags is a claim to fame Spain has been able to make every year since 1987, which was when the Blue Flag Award was initially set up.

In total, the Spanish coast has been awarded 684 flags because, in addition to its beaches, it also won 100 flags for its marinas and five for its cruise ship ports. Broken down by region, Valencia, on the east coast, has the most quality beaches, with 129 earning a flag, followed by Galicia (113), Catalonia (95), and then Andalusia (90).

Add to your beach lifestyle with healthy finances

To fully enjoy your expat life in Spain, it helps to have peace of mind that your finances are effectively safeguarded, leaving you free to spend your time however you want – whether that be sunbathing, enjoying water sports in the ocean or getting busy setting up a new life.

Blacktower has financial advisers at various locations globally – please contact our team to speak with your local Blacktower expat financial advisor.

ions along the Spanish coast – Costa del Sol, Costa Blanca, and Barcelona – ready to offer you expert financial advice in Spain.

This communication is for informational purposes only and is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, we are not responsible for any errors or omissions.

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Term Life Insurance, a Priority for the Expat in Germany

Life insurance formLiving in Germany brings a few challenges for the expat. Not only do you have to negotiate the language and the culture you also have to get to grips with the German insurance system, which to anyone whose experience of insurance has largely been confined to the UK can seem incredibly complicated.

Yet, once you overcome your unfamiliarity, and get your head around the innumerable syllables of all the various “komposita” involved, you may be able to take advantage of the system so that it works in your best interests. Finding an expat wealth management specialist who has familiarity with the system and the products on offer is likely to be part of the solution to finding the cover that is best suited to your needs.

For example, finding risikolebensversicherung (term life insurance) is about securing cover for all of life’s eventualities so that your family and other dependents are properly looked after in the event you die before they do.

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Done & Dusted

The much talked about UK election is now well and truly behind us, how can the opinion polls have been so wrong you may be asking yourself, it had most investors worried about a hung parliament or even a Labour victory which we were led to believe would send the markets crashing down around us.

Well now you can let out a sigh of relief, or can you, the result was taken well by the UK equity markets and in the short term should provide businesses with a stable political and legislative background in which to invest for the future.

However it is debatable as to whether the UK election results will have any impact on interest rates, the Bank of England voted last week to keep the base rate at 0.50%. Official figures at the end of the last month showed the total size of the economy increased by just 0.3 per cent in the first quarter of 2015. That was half the 0.6 per cent growth rate seen in the previous quarter and the worst performance since late 2012 – raising fears that the recovery is running out of steam.

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