Retirement and Insurance solutions for expats in Germany
Blacktower Expat Solutions GmbH was formed by Managing Directors Paul Brown and Matthias Wolf to meet the needs of the ever-growing expat community in Germany. Paul Brown is also Group Director of Blacktower Financial Management (International) Limited and Matthias Wolf is a German national who grew up in the United Kingdom, he returned to Bavaria in his late twenties and spent many years working for large German insurance companies as a fully qualified (IHK) professional.
We are situated in the heart of Munich, but also have an office in Frankfurt and advisers based all over Germany, so are in a position to offer the best service with a personal touch. We are an independent broker dealing with most of the insurance companies available on the German market today. We cover the full spectrum of insurance products including health, pensions, property and contents, accident, legal and vehicles.
It is important to us to offer our clients not only the help they need when first arriving as expats in Germany, but also to offer them the service for the duration of their stay. We offer professional expertise to ensure that the time spent in Germany is as easy and secure as possible, without missing out on any benefits available, most of which are unknown throughout the expat community.
The German state pension scheme (Gesetzliche Rentenversicherung) is the cornerstone of pension planning in Germany. It has however a major fault – demographically, the baby boom generation is now nearing retirement age and with a current low birth rate, an even smaller workforce is having to pay for this increasing number of pensioners.
The German government has realised that this will lead to lower pension levels and are actively encouraging inhabitants towards private pension planning. They are doing this through a system of mostly tax subsidised, insurance-based solutions. Most expats living and working in Germany have no idea that these benefits exist and are also available to them.
Let us, at Blacktower Expat Solutions GmbH, use our expertise to help you make the most of the benefits available to you. We want to help make Germany work for you and your future.
Click here to find out more about retirement solutions and pension planning in Germany.
At Blacktower Expat Solutions GmbH, we not only realise the importance of having a sound financial plan for the growth of your investments and retirement funds, but also how crucial it is to protect what you have already achieved.
An accident, illness or other unforeseen risk can soon put an end to the most carefully planned financial future. It is therefore vitally important in any plan for future financial security to incorporate protection against these unfortunate but common occurrences in the form of effective insurance solutions. However, while living and working in a foreign country you are having to deal with a different set of rules and regulations. As such it can be very confusing to decide which risks are really relevant to you and in which areas you need added protection and security.
Blacktower Expat Solutions was set up because we understand the need for the complete package when it comes to giving advice on both your present and future financial security. If you are an expatriate living in Germany, we can help you navigate through the maze of insurance products, finding not only the right package designed for your specific needs but the best cover for the lowest premium.
Click here to find out more about insurance solutions and the different products available in Germany.