Maximize your pension’s potential
Pensions are not just a source of retirement income, they also offer significant tax benefits. At Blacktower FM, we understand the value of your pension and help you explore the possibilities of transferring it to another country.
Seamless pension transfers for expats
If you’re planning to move overseas, a QROPS can be your financial ally. Designed specifically for expats, a Qualifying Recognised Overseas Pension Scheme (QROPS) allows you to transfer your pension and enjoy tax advantages in your new country of residence.
Your guide to QROPS
At Blacktower FM, we have all the information you need to make an informed decision about QROPS. Our experts will guide you through the process and provide comprehensive advice tailored to your specific needs.
Make an informed choice
Don’t miss out on the potential tax benefits offered by a QROPS. Contact Blacktower FM today and let us help you navigate the complexities of international pension transfers.
Unlock Your Overseas Pension Potential with Blacktower FM
Your Guide to QROPS – The Key to a Secure Retirement Abroad
What is a QROPS?
A QROPS, or Qualifying Recognised Overseas Pension Scheme, is an international pension scheme that provides UK residents who have relocated to another country with the opportunity to transfer their benefits from their UK pension scheme. It is registered with Her Majesty’s Revenue and Customs (HMRC) for your peace of mind.
Secure Your Financial Future
If you have decided to work or retire abroad, transferring your pension benefits to a QROPS can offer you greater flexibility and control over your retirement savings. With Blacktower FM’s expert advice, you can ensure that your financial future remains secure.
Expert Guidance Every Step of the Way
Our team of experienced advisors will guide you through the entire process, providing you with personalised advice tailored to your unique circumstances. We understand the intricacies of QROPS and will help you make informed decisions that align with your retirement goals.
Retire Abroad with Confidence
With Blacktower FM by your side, you can confidently embrace your new life abroad knowing that your pension is in safe hands. Our comprehensive QROPS advice will empower you to make the most of your overseas retirement opportunities.
Unlock the Benefits of QROPS with Blacktower FM
Your pathway to a secure and flexible retirement
Maximize your Pension Commencement Lump Sum (‘PCLS’)
With Blacktower FM, you can potentially access up to 30% of your pension fund as a lump sum, compared to UK schemes. Take control of your retirement and enjoy the financial freedom you deserve.
Safeguard against currency risk
Invest your pension fund and receive benefits in your local currency, protecting yourself from volatile exchange rates. With Blacktower FM, you can enjoy peace of mind knowing that your retirement savings are shielded from currency fluctuations.
Favourable tax conditions tailored to your country of residence
Benefit from tax advantages specific to your country of residence. Our expert advisors will guide you through the complexities and ensure that you make informed decisions. Always seek professional tax advice before making any transfers.
Take control of your retirement income
With a QROPS, you have the power to determine when and how much income and Pension Commencement Lump Sum (PCLS) you draw from your fund. Enjoy the flexibility to align your retirement income with your lifestyle goals.
Secure the future for your loved ones
Pass on the value of your pension fund to beneficiaries upon death. Ensure that your hard-earned savings continue to support those who matter most to you. With Blacktower FM, you can leave a lasting legacy for generations to come.