Maximize Your Pension Benefits

Pensions are not just about retirement income, they also offer significant tax advantages. At Blacktower FM, we understand the value of your pension and help you make the most of it.

Take Your Pension Abroad

If you’re planning to move overseas and want to take your pension with you, a QROPS could be the perfect solution. Our expert advisors will guide you through the process and ensure a smooth transition.

Discover the Benefits of QROPS

A Qualifying Recognised Overseas Pension Scheme (QROPS) is specifically designed for expats like you. Find out how it can provide tax benefits and flexibility that traditional pensions may not offer.

Your Trusted Source of Information

At Blacktower FM, we have all the information you need to make an informed decision about QROPS. Our team of experts is here to answer your questions and provide personalized advice tailored to your unique circumstances.

Unlock Your International Pension Potential with Blacktower FM

Discover the Power of QROPS – Qualifying Recognised Overseas Pension Scheme

What is a QROPS?

A QROPS, or Qualifying Recognised Overseas Pension Scheme, is an international pension scheme that offers UK residents who have relocated abroad the opportunity to transfer their benefits from a UK pension scheme. It is registered with Her Majesty’s Revenue and Customs (HMRC) to ensure compliance and peace of mind.

Maximize Your Pension Benefits

If you have moved to another country for work or retirement purposes, transferring your UK pension to a QROPS can provide you with greater flexibility and potential tax advantages. Take control of your pension and make the most of your hard-earned savings.

Expert Advice Tailored to Your Needs

At Blacktower FM, we specialize in providing personalized advice on QROPS. Our team of experienced advisors will guide you through the process, ensuring that you understand all the options available to you and helping you make informed decisions for your financial future.

Safeguard Your Retirement Abroad

With our comprehensive knowledge of international pension schemes, we can help you navigate the complexities and regulations associated with QROPS. Rest assured that your retirement savings are in safe hands as we assist you in securing a stable financial future wherever life takes you.

Unlock the Benefits of QROPS with Blacktower FM

Your passport to a secure and flexible retirement

Maximize your pension with a Pension Commencement Lump Sum (‘PCLS’)

With Blacktower FM, you can take advantage of the Qualifying Recognised Overseas Pension Scheme (QROPS) and potentially access up to 30% of your pension fund as a tax-free lump sum. Compare this to UK schemes and make the most of your hard-earned savings.

Safeguard against currency risk

Invest your pension fund and enjoy the freedom to take benefits in your local currency. With QROPS, you gain protection from currency fluctuations, ensuring your retirement income remains stable and secure.

Favourable tax conditions for expatriates

Take advantage of the potential tax advantages offered by QROPS based on your country of residence. However, it is essential to seek professional tax advice before making any transfers to ensure you comply with all regulations.

Take control of your retirement income

With a QROPS, you have full control over when and how much income or Pension Commencement Lump Sum (PCLS) you draw from your fund. Enjoy the flexibility to tailor your retirement plan according to your specific needs and goals.

Secure your legacy for future generations

QROPS allows you to pass on the value of your pension fund to other beneficiaries upon death. Ensure that your loved ones are taken care of and leave behind a lasting financial legacy.