Tailored Advice. Global Perspective. Lifelong Support.
At Blacktower, we understand that financial planning isn’t one-size-fits-all—especially for expatriates. Whether you’ve moved for lifestyle, retirement, or professional reasons, managing your wealth across borders brings both opportunity and complexity. Our proven wealth management process is designed to deliver clarity and confidence—wherever life takes you.
1. Discovery
Understanding your financial world
We begin with a confidential discovery meeting to build a clear picture of your personal and financial circumstances. This includes a comprehensive fact-finding exercise covering:
- Income and asset structure
- Liabilities and financial commitments
- Tax residency and domicile status
- Family situation and future needs
- Business or property interests (if applicable)
For expats, we also explore multi-jurisdictional considerations, such as overseas pension holdings, tax exposure in more than one country, and investment structures that may be impacted by your residency status.
2. Consultation
Clarifying your goals, priorities, and cross-border considerations
We take time to understand what matters most to you—whether it’s preserving wealth, planning for retirement, funding education, leaving a legacy, or structuring your affairs tax-efficiently. As expats, you may also face questions around:
- Repatriation planning
- Dual-taxation exposure
- Cross-border inheritance planning
- Currency risk and portfolio diversification
- Access to compliant investment products in your jurisdiction
Our role is to bring simplicity, strategic insight, and local expertise to your international financial challenges.
3. Personalised Recommendations
A tailored roadmap for your life abroad
With your goals and circumstances clearly defined, we design a bespoke financial plan that may include:
- Wealth management & investment advice
- UK pension transfers and overseas pension advice (QROPS, SIPPs, international schemes)
- Cross-border tax planning and structuring
- Succession planning and estate structuring (Wills, trusts, tax-efficient gifting)
- Education and family planning strategies
- Property investment and asset protection
Every recommendation is designed to work in harmony with your residency status, legal obligations, and long-term lifestyle plans.
4. Implementation
Taking care of the details—across borders
We don’t just create the plan—we help you put it into action. This may involve:
- Establishing investment accounts with international custody
- Coordinating with legal, immigration, or tax specialists
- Liaising with banks, trustees, and fund providers
- Ensuring regulatory and tax compliance in all jurisdictions involved
We handle the complexity so you can focus on enjoying your life abroad.
5. Ongoing Support & Review
Global advice that grows with you
Life as an expatriate is dynamic—and so is our approach. We provide ongoing service, including:
- Regular plan reviews and portfolio monitoring
- Updates on tax and regulatory changes
- Currency and market insights
- Access to your adviser for evolving needs
- Coordination with your local or international advisers as required
We remain by your side, whether you stay in one country or move again—offering consistent, compliant, and client-first advice.
Why Choose Blacktower?
With over 35 years of experience, a dedicated international adviser network, and offices across Europe and beyond, Blacktower is a trusted partner for expatriates. Our multilingual teams and in-depth knowledge of expat challenges allow us to deliver seamless, tailored wealth management wherever life takes you.
Ready to take control of your financial future?
Book your free Discovery Consultation today and speak to a specialist in expat financial planning.