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Spotlight On … Clifford Knezovich – IFA

What is your special interest or particular field of expertise in the financial services sector right now?

Tax mitigation, Spanish Compliant Investment Bonds and ESG investing.

What is the most important aspect of your work, in relation to clients, or the part of your day-to-day role which gives you the most satisfaction?

When clients nod their heads, not because they agree, because they understand. Having confidence in yourself is as important as having confidence in your financial adviser.

What’s special/unique/most interesting about the region you work in?

The weather and the people – nobody can deny the average of 320 days of sunshine a year. Helping people make the correct investment decisions and allowing them to enjoy the weather is paramount.

Right now, what is your one piece of invaluable information for expats or anyone seeking retirement planning and wealth management advice?

Due diligence and second opinions.

Blacktower already has a long and successful history in the sector, how will you and your colleagues continue to offer value to clients in the next 20 years and beyond?

By adapting to an ever-changing investment landscape and keeping clients abreast of important developments.

Tell us an interesting fact about yourself

…. I’m terrible at golf, but even a blind squirrel trips over a nut from time to time.

This communication is for informational purposes only and is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, we are not responsible for any errors or omissions.

Other News

Planning for a Long Retirement in Spain

PaellaPeople across Europe and the Western world are living longer than ever before. This is likely to be the result of a combination of many factors – for example, good diet, technological and medical advances. and increased access to healthcare.

However, simply moving to a country with high longevity is, in itself, not enough to confer any benefit.

For example, if you move to Spain but eat a ‘Full English’ breakfast every day, followed by fish and chips for lunch and roast beef with Yorkshire pudding for dinner, while all the while smoking 20 cigarettes a day and downing several pints of beer every evening, the Spanish climate and great healthcare is probably not going to help increase your lifespan by a particularly significant amount.

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Expats can stay strong in face of Brexit

It may have been close run thing but the UK has voted to end its membership of the European Union and now is an appropriate time for all concerned to consider the implications.

Fortunately, and despite the atmosphere of doom and gloom that has seemingly engulfed the country since the result, there is no need for any particular panic or even urgency. The exit process is expected to be long and drawn out, and although most experts predict it as inevitable there is still some realistic prospect of a renegotiation, particularly in light of David Cameron’s resignation.

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