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Spotlight On … Clifford Knezovich – IFA

What is your special interest or particular field of expertise in the financial services sector right now?

Tax mitigation, Spanish Compliant Investment Bonds and ESG investing.

What is the most important aspect of your work, in relation to clients, or the part of your day-to-day role which gives you the most satisfaction?

When clients nod their heads, not because they agree, because they understand. Having confidence in yourself is as important as having confidence in your financial adviser.

What’s special/unique/most interesting about the region you work in?

The weather and the people – nobody can deny the average of 320 days of sunshine a year. Helping people make the correct investment decisions and allowing them to enjoy the weather is paramount.

Right now, what is your one piece of invaluable information for expats or anyone seeking retirement planning and wealth management advice?

Due diligence and second opinions.

Blacktower already has a long and successful history in the sector, how will you and your colleagues continue to offer value to clients in the next 20 years and beyond?

By adapting to an ever-changing investment landscape and keeping clients abreast of important developments.

Tell us an interesting fact about yourself

…. I’m terrible at golf, but even a blind squirrel trips over a nut from time to time.

This communication is for informational purposes only and is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, we are not responsible for any errors or omissions.

Other News

Expat financial services could help arrest income decline

New research has indicated that the income of British expats has fallen by 11% since 2005, meaning that there is now extra imperative for Brits abroad to benefit from the advice of the providers of expat financial services.

According to the study, the majority of expat pensioners live in countries within the Eurozone. As such it is possible that, for some, living and financial arrangements could be at risk in the event of Brexit, particularly as the value of their pensions has fallen by more than 4% over the past year.

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Brexit Minister Provides Assurances of “Cooler Heads”

Pension fileThe government has provided further reassurance on the future of expat pensions and other financial products and services post-Brexit, with Brexit secretary Dominic Raab dismissing a Department for Exiting the EU technical paper which had appeared to cast their futures into doubt.

During a press conference, Raab had no hesitation in saying that access to expat pensions was little more than “a practical issue that we will be able to resolve”.

Raab’s statements were measured and entirely unflustered by some of the more recent sensationalist pronouncements on the subject. For example, he carefully explained that although a no-deal Brexit would have an inevitable impact on Britain’s contractual arrangements with EU member states, it was extremely unlikely that individual country to country relationships would suffer.

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