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Sevilla tiene un color especial…

The venue, The Gran Melia Colon, a five star hotel in the centre of this great city. An absolutely stunning location; with good facilities and a warm and welcoming staff.

Joining the Blacktower family that day were sponsors such as Quilter Cheviot, RL360, SEB International, VAM Funds, IDAD, Novia International and Momentum Pensions – along with a list of personal invitees of both friends and close colleagues who have been a party to Blacktower’s success over these 30 years.

This was also a celebration of what John Westwood, Group MD, has created through his lateral thinking, leadership, innovation and drive…something he shared with the audience in his closing speech – thanking all for their support and dedication.

Master of Ceremonies for the evening, Mr Paul Brown, created laughter and tears throughout the evening through his well scripted dialogue supported by some exquisite video production.

The evening’s ceremony also saw a special recognition award presented by Ally Kerr and Anita Pembery go to Jan Bjorkmann who has decided to retire this year.

Further recognition for services went to; Jane Woodard, who was presented an award by UK Managing Director, Ritchie Salkeld, while Francisco Mahfuz and Sophie Barton presented Lisa Friday’s with an award for service.

Presenting the award for Top Team 2015 were Patrick MacDonald and Lisa Friday; in the running were the Costa del Sol and Barcelona, Spain, and The Hague in the Netherlands. A huge congratulations to The Hague for claiming top spot.

Then came the top three individual prizes; to present these awards we saw Robert Mancera, General Manager and Director of BFMI along with Group Marketing Manager, Kelly Roberts. Nominations included; Paul Rhodes (winner of the 2014 award); Laura Mann from Tenerife, Manuela Robinson from the Algarve, Michael Fleming and Barry Townsend from The Hague and Patrick MacDonald from the Costa del Sol. Third place was awarded to Manuela, 2nd place to Paul Rhodes which left top spot to Laura Mann. Huge congratulations to Laura for a fantastic year.

The evening’s events were supported by the Rat Pack Tribute Band who had the attendees dancing, singing and swooning. BFM Group would like to thank all who participated and supported the event.

 

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This communication is for informational purposes only and is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, we are not responsible for any errors or omissions.

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The Key to a Healthy Retirement Planning? Balance

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However, the question of how to do this effectively is not one that is easily answered. As it happens, too many retirement savers find that they either spend profligately in the present, thereby jeopardising their retirement lifestyle, or they prepare with too much caution, experiencing years of unnecessary frugality only to reach retirement with more money than they really need.

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New Spanish Will Laws from 17th of August

Blacktower Financial Management

Many of our clients will have beside their property and / or bank accounts here in Spain still assets abroad.  This could be a property in the “home” country, a share portfolio in Luxembourg, an offshore bank account etc.

Most would have a Will covering these assets in their home country and without specific mention of the asset will have laid out their wishes in the form of for example “spouse to spouse on first death and on second death to the children” which would apply to all their assets.  

Should the person have not bothered taking on a Spanish Will then the heirs would have to go through the extra work and costs involved in relying on a UK or foreign will for the disposal of the Spanish assets.  The Will would have to be translated and apostiled adding delays and extra costs at a difficult time for the heirs.

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