Whether you are thinking about wealth management, pension planning or making investments, Blacktower has the right specialist for you and we can help.
Of course, everyone’s circumstances are different, but it might be the time to ask yourself some simple questions about your financial plans and this may just help you decide whether or not seeking financial advice is right for you.
Three simple questions
- Are you confident about your own financial knowledge? – If you know your FSAVC from your ‘actuarial variation’ then you probably know whether you’ve got your pension sorted. But, if these terms mean little or nothing to you, then it might be time to have a chat with someone who understands the ins and outs of planning for retirement.
- Have you ever regretted arranging a financial product by yourself? –
Statistics suggest that around a third of people who have arranged a financial product without seeking professional advice regret it in the future – this figure rises to around half for people in their twenties.* - Do you fully understand the legal changes surrounding financial planning which occurred in 2015? – The financial landscape is constantly shifting and, as a consumer, if you stand still you are likely to lose ground. By talking to an IFA you can ensure that your understanding of the environment is up to date and that your plans are consistent with current legislation. This way you give yourself the best chance of reaping all appropriate benefits for you and your family.
So, why not resolve to make 2016 the year that you get your wealth in order – here at Blacktower it is our mission to use our knowledge and expertise to save you time, money and to bring you peace of mind. We have the industry know-how to find you the right products for your needs and to help you achieve your financial ambitions. We don’t believe in hard sell and always handle your money and assets with respect and diligence.
* 2015 Value of Advice report from unbiased.co.uk and MetLife
The Malta Association of Retirement Scheme Practioners (MARSP) have been attempting to persuade the Malta Financial Services Authority (MFSA) that Switzerland has the relevant regulatory authorisation, supervision and enforcement in line with the EU in order for Swiss Based Advisors to continue to be able to service their EU clients post changes to Malta Pension Legislation – which has seen many clients having to seek an alternative, appropriately licenced, EU based Financial Adviser.
Hacienda, or the Spanish taxman to you and me, has granted significant