Contact

News & Insights

Investing in the future – Ecommerce

The Smartphone

It is easy to underestimate just how much of a global game changer the smartphone has been, and how it has changed ecommerce for everyone. You now carry a digital shopping mall in your pocket or handbag that offers every product in the world at the very best prices, all of which are available at the click of a button and delivered to your front door. It is compelling and it is convenient for people of all ages but, for younger people, it is simply how things work as they have never known anything different. For those companies that understand this fact, the potential to grow is unparalleled; for those that don’t, there is no future.

Stop and look at your (digital) life

Most of us are completely unaware of just how fast our individual, everyday habits are changing toward becoming digital citizens of a global economy. Our every communication is an email, a text, a post or a tweet. Every photo now rests comfortably in the cloud; every book is now read on a Kindle or iPad. The music we listen to is streamed as we browse flights and hotels, manage our bank accounts, pay our taxes or even video chat with our friends and relatives in distant parts of the world on our devices. When you stop and look around, you start to realise that without ever making a conscious decision, your life has become digital and there is no going back.

How to invest

The potential for ecommerce is unlimited – but only for those companies that get it right. For retail investors, it is therefore extremely difficult to try to pick the winners in the crowd, which is why specialist investment funds have been created that aim to do exactly that. Managers of ecommerce funds must constantly look for the companies that are best placed to facilitate, or benefit from the rapidly growing trend. Whilst it carries tremendous opportunities, it also carries a higher risk than the average equity investment fund. For that reason, investors should only allocate a small proportion of their available capital in this area. You should also consider it a longer term investment theme as these are the companies of the future (as well as today). Finally, did you know?

  • We now send more than 100 billion emails every day!
  • The video gaming market is now significantly bigger than Hollywood and the Music Industry – combined!
  • In 2015 only 50% of the world had access to the Internet and only 30% have a smart phone so far…

To find out more about investing in Ecommerce as part of your overall investment strategy, contact us today.

Other News

How Much Money do I Need to Retire in Spain?

Spanish flag and EurosThere is so much to recommend around retiring to Spain. However, the many opportunities inherent in a move to the country also bring a great many challenges. As such, if you want to join the approximately 250,000 British expats who currently live there, you will need to consider a number of important questions, not least the cost of retiring in Spain.

Read More

The best places for sun-seeking expats

Sunglasses on a beachNow that September is here, the summer is definitely drawing to a close for another year. For those of us living in the UK, we no doubt have a dark, cold, and almost certainly, wet autumn and winter to look forward to. While this summer may have been better than some years – 2017 saw the country blessed with bursts of intense heat, including the hottest August Bank Holiday weekend on record – the warm sunshine was only fleeting.

It’s no wonder then, that so many Britons become tired of the long stretches of gloomy weather of their native land, choosing to move to warmer climates; and this is backed up in the the latest Expat Insider survey from InterNations.

Read More

Select your country

Please select your country of residence so we can provide you with the most relevant information:

You are currently viewing the Blacktower Financial Management EU website.

You may be looking for the Blacktower United States website.

Blacktower United States > X Stay on this site

Or choose your country.