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Euro vs Pound – Brexit Impact

When judging the likelihood of a Brexit I prefer not to listen to polls as they never seem to get it right.  Currently, polls are showing 50-55% to stay in and 45-50% a Brexit depending on which one you look at.  I prefer to look at what the real experts are saying, the guys who put their money where their mouths are and use every resource and data available.  These are the bookies!  Both William Hill and Paddy Power are offering odds of 1/3 that the UK will stay in and 9/4 for a Brexit.  This averaged out indicates around a 30% chance of the Brexit happening.

When investing I try to eliminate extra risks for my clients so it is best to keep things simple.  If you hold Euros and live in Spain, invest in Euros.  If you hold Sterling invest in Sterling and do not change for change’s sake as this will just create additional costs and risks that are not needed.

I have been a fully-qualified financial adviser for 28 years and also understand the needs of expats and the rules that apply to ex-British living and retiring in Spain. So if you need to talk through your own situation then please feel free to contact me and we can have a no obligation discussion about the best way forward for your investments. Get in touch by filling in one of our contact forms.

This communication is for informational purposes only and is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, we are not responsible for any errors or omissions.

Other News

Hide and seek was a great game many decades ago!

Estate PlanningRemember saying “Ready or not here I come”?

Well, a substantial number of my generation have forgotten the rules.

I was quietly having a cappuccino in Starbucks in Cascais, minding my own business and reading the weekend Financial Times, but I couldn’t help myself from listening to the people on the table next to me, a loud elderly crowd speaking in English.

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Private Pension – Options Explained by Keith Littlewood, International Financial Adviser Costa Blanca

Many people have pension pots just sitting, not really doing anything, but at every stage in life it is very important that you should keep track of your retirement provision.

If you are in your 30s or 40s look closely to what provision you have and what you might need in the future. State Benefits are not going to kick in for you until you are 67.

If you are in your 50s then this is a very critical period. One bad investment year can affect the income you receive for the rest of your life, so make sure you are looking at setting your investments up in a balanced way so that no unforeseen disasters can hurt you – this is called ‘Life Styling your Pension Pot’.

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