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Expats can enjoy Spain’s top quality beaches

Finding the best beach for your expat destination

But which of Spain’s beaches is the best? According to the 2017’s Traveller Choice Awards by Trip Advisor, the best beach in Spain (and the best beach in Europe, for that matter) is La Concha beach, located in the coastal city of San Sebastian in northern Spain.

But you don’t have to pack up and head to San Sebastian to get the best beach experience. Spain is full of quality beaches. In fact, it was recently announced that Spain once again has the highest number of quality beaches, receiving the prestigious Blue Flag award at a total of 579 of its sandy shores.

The Blue Flag is an award given by the Foundation for Environmental Education to certify that a beach, marina, or eco-tourism boat has met its strict standards. The Blue Flag is a symbol that the beach is a safe, well-managed environment. Each beach is judged on four main categories: water quality; the safety of the beach’s users and the quality of services available to them, such as having an adequate number of lifeguards and available drinking water; environmental education and information; and environmental management (in other words, whether the beach has the right system and facilities in place to ensure it remains clean and hygienic).

Being the country with the highest number of Blue Flags is a claim to fame Spain has been able to make every year since 1987, which was when the Blue Flag Award was initially set up.

In total, the Spanish coast has been awarded 684 flags because, in addition to its beaches, it also won 100 flags for its marinas and five for its cruise ship ports. Broken down by region, Valencia, on the east coast, has the most quality beaches, with 129 earning a flag, followed by Galicia (113), Catalonia (95), and then Andalusia (90).

Add to your beach lifestyle with healthy finances

To fully enjoy your expat life in Spain, it helps to have peace of mind that your finances are effectively safeguarded, leaving you free to spend your time however you want – whether that be sunbathing, enjoying water sports in the ocean or getting busy setting up a new life.

Blacktower has financial advisers at various locations globally – please contact our team to speak with your local Blacktower expat financial advisor.

ions along the Spanish coast – Costa del Sol, Costa Blanca, and Barcelona – ready to offer you expert financial advice in Spain.

This communication is for informational purposes only and is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, we are not responsible for any errors or omissions.

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Regular savings or not, your pension planning matters

As the baby boomers hit pensionable age, the issue of pensions has become more important politically than ever before. This is a fact which has been reflected in the raft of changes that have been made by both the current and the previous government over the past few years. Baby boomers could be forgiven for feeling a little confused by it all and even retired expats with considerable regular savings are no different; pensions and pensions rules affect all.

Whoever you are, wherever you have settled in Europe and whatever the nature of your pension scheme – final salary or defined contribution – it is essential that you get advice regarding both your expat regular savings and your pension scheme; it can mean the difference between uncertainty and security.

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Expats should consider short-term appeal of regular savings, says report

There are so many options when it comes to expat regular savings, but sometimes, according to a new piece of research, the best thing to do may also be the most straightforward.

The report, which was carried out by Paul Lewis (respected journalist and presenter of Money Box, Radio 4’s flagship financial affairs programme), found that over a 21-year period, regular savings actually produced better returns than shares from a FTSE 100 tracker fund.

The research has raised some eyebrows in the financial advice and wealth management industries, where it has long been the accepted position that investing in shares produces better outcomes than simply adding to expat regular savings.

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