Expertise that makes a difference

At Blacktower FM, our seasoned advisers have years of experience helping individuals navigate the complex world of international pension transfers. With their guidance, you can make informed decisions that protect and grow your wealth while minimizing tax liabilities.

Your UK pension, maximized

If you have a UK pension and are considering transferring your benefits, our specialists are here to help. We understand the intricacies of both defined benefit and defined contribution schemes and can provide tailored advice to ensure you get the most out of your pension.

Protect and grow your wealth

With our proven strategies, we’ll help you maximize the chances of growing your wealth while protecting it from unnecessary risks. Our comprehensive approach takes into account your unique circumstances to provide personalized solutions that align with your financial goals.

Simplify the process

We know that navigating international pension transfers can be overwhelming. That’s why we take care of all the paperwork and guide you through each step, ensuring a smooth and hassle-free experience. Trust us to handle the complexities while you focus on securing your financial future.

Secure Your Retirement with Blacktower FM

Unlock the Power of Defined Benefit Pensions

At Blacktower FM, we understand the importance of a secure and comfortable retirement. That’s why we offer a range of defined benefit pension schemes that provide you with guaranteed benefits for life.

Your Golden Retirement Awaits

Our defined benefit (final salary) schemes are often referred to as ‘gold-plated’ pensions. They offer you peace of mind by ensuring that you receive a fixed income based on your final salary at retirement.

Tackling Pension Funding Challenges Head-On

We understand that many employers struggle to adequately fund their pension schemes. However, with our expertise and innovative solutions, we ensure that your pension remains secure and fully funded.

Seamless Overseas Pension Transfers

If you’re considering an overseas pension transfer, look no further. We offer hassle-free transfers into either a Self-Invested Personal Pension (SIPP) or a Qualifying Recognised Overseas Pension Scheme (QROPS). Let us handle the complexities while you focus on your retirement goals.

Your Future is in Safe Hands

With Blacktower FM, you can trust that your retirement is in capable hands. Our team of experienced professionals will guide you through every step of the process, ensuring that you make informed decisions for a financially secure future.

Take control of your international pension

Transfer your pension abroad with ease and explore your options

Retire abroad, retire worry-free

At Blacktower FM, we understand that retiring abroad comes with its own unique set of challenges. That’s why we offer you two main options to transfer your pension securely and confidently when living abroad.

SIPP: Take charge of your retirement savings

With our Self Invested Personal Pension (SIPP) option, you have the power to control and manage your pension investments. Benefit from the flexibility and freedom to choose where your money is invested while enjoying tax advantages.

QROPS: Unlock the potential of international pensions

Our Qualifying Recognised Overseas Pension Scheme (QROPS) allows you to seamlessly transfer your pension overseas. Enjoy the benefits of consolidating multiple pensions and take advantage of potential tax advantages in your new country of residence.

Your future, our expertise

With Blacktower FM, you can trust in our years of experience and expertise in international pensions. We will guide you through every step of the way, ensuring a smooth and hassle-free transfer process.

Unlock Your International Pension Potential with Blacktower FM

Discover the power of QROPS – your key to a flexible and regulated international pension plan!

Freedom from UK pension regulations

With a QROPS (Qualified Recognised Overseas Pension Scheme), you can break free from the limitations and restrictions imposed by UK pension regulations. Say goodbye to unnecessary red tape and hello to greater control over your retirement savings.

Maximize your retirement benefits

A QROPS offers you the opportunity to optimize your international pension transfers. Enjoy broader investment options and potential tax advantages, allowing you to make the most of your hard-earned savings and secure a comfortable future.

Simplify compliance with ease

At Blacktower FM, we understand that navigating international pension regulations can be complex. That’s why our team of experts is here to guide you through the process, ensuring that all necessary reporting and compliance requirements are met effortlessly.

Your trusted partner in global pensions

With our extensive experience in international pensions, Blacktower FM is your trusted partner. We provide tailored solutions that align with your unique financial goals, offering peace of mind and confidence for a prosperous retirement.

Secure your future with QNUPS

Blacktower FM brings you Qualified Non-UK Pension Schemes (QNUPS) – the ultimate solution for international pensions.

The flexibility you need

With QNUPS, you have the freedom to tailor your pension scheme according to your needs. Invest in a variety of assets, including property, investments, fine wines, and art, to diversify your portfolio and secure your financial future.

Escape the inheritance tax trap

Say goodbye to unnecessary taxes. QNUPS are free from the UK’s inheritance tax, allowing you to pass on your hard-earned assets to your loved ones without any burdensome tax implications.

Open to all

No matter where you reside, if your country of residence allows it, you can take advantage of QNUPS. Blacktower FM ensures that anyone eligible can invest in these expat pension schemes for a secure retirement.

Your future, in safe hands

Trust Blacktower FM’s expertise in international pensions. We comply with the International Organisation in the UK International Organisations Act 1968 Section 1(a), giving you peace of mind that your pension is being managed with utmost professionalism and adherence to regulations.