Take control of your international pension in Spain with our expert UK and US expatriate advisors

Blacktower FM - Your trusted partner for maximising your wealth and minimising tax liability

Expert guidance for UK pension transfers

If you have a UK pension and are considering transferring your benefits in Spain, look no further. At Blacktower, our experienced advisers specialize in international pension transfers and are here to guide you through the entire process.

Protect and grow your wealth

With many years of expertise, we understand the importance of protecting and growing your wealth. Our specialists will work closely with you to develop a tailored strategy that maximizes the chances of safeguarding and enhancing your financial future.

Tax efficiency made easy

We know that minimizing tax liability is crucial when it comes to managing your pension. Our knowledgeable advisers will provide comprehensive advice on how to structure your international pension transfer to ensure you benefit from optimal tax efficiency.

A pension solution for every need

Whether you have a defined benefit scheme or a defined contribution scheme, our team is well-versed in handling all types of UK pensions. Rest assured that we have the expertise to address your unique requirements and provide tailored solutions that align with your financial goals.

Secure your retirement with Blacktower FM

Discover the power of Defined Benefit Pension schemes for a worry-free retirement!

Guaranteed benefits, no compromise

At Blacktower FM, we understand the importance of financial security in retirement. Our Defined Benefit Pension schemes offer you ‘gold-plated’ benefits that are guaranteed, giving you peace of mind for the future.

A solution to funding challenges

We acknowledge that employers face challenges in adequately funding these schemes. However, our team of experts at Blacktower FM has developed strategies to overcome these hurdles and ensure your pension remains secure.

Your final salary, your income

With our Defined Benefit Pension scheme, you can enjoy an income based on the final salary you retired on. No need to worry about market fluctuations or investment risks – your retirement income is secure.

Take control with overseas pension transfers

We offer you the flexibility to carry out an overseas pension transfer into either a Self-Invested Personal Pension (SIPP) or a Qualifying Recognised Overseas Pension (QROP). Take control of your pension and make it work for you.

Unlock Your Pension Abroad

Transfer your pension hassle-free with Blacktower FM

Your Pension, Your Choice

Retiring abroad doesn’t mean leaving your pension behind. At Blacktower FM, we offer you two powerful options to transfer and manage your pension while living abroad.

SIPP: Take Control of Your Future

With our Self Invested Personal Pension (SIPP), you have the freedom to choose where and how your pension is invested. Take control of your retirement by making informed decisions that align with your financial goals.

QROPS: The Global Pension Solution

Our Qualifying Recognised Overseas Pension Scheme (QROPS) allows you to seamlessly transfer your pension overseas while enjoying the benefits of tax efficiency and flexibility. Say goodbye to unnecessary fees and restrictions.

Expert Guidance, Every Step of the Way

Our team of experienced advisors will guide you through the entire pension transfer process, ensuring that you make the right choice based on your individual circumstances. Trust in our expertise to make the most of your international retirement.

Unlock the Potential of International Pensions

Welcome to Blacktower FM – Your Gateway to QROPS

Take Control of Your Retirement

Blacktower FM offers you the opportunity to maximize your pension benefits through the power of QROPS – an international pension plan that puts you in charge.

Escape the Constraints of UK Pension Regulations

With a QROPS, your pension benefits are no longer bound by the limitations of UK pension regulations. Experience the freedom and flexibility to shape your retirement according to your unique needs and goals.

Simplify International Pension Transfers

Transferring your pension to a QROPS has never been easier. Our team of experts will guide you through the process, ensuring all reporting and other requirements are met seamlessly, so you can focus on enjoying your retirement.

A World of Opportunities, Delivered with Confidence

At Blacktower FM, we understand that navigating international pensions can be complex. That’s why we provide you with the expertise and peace of mind you need to make informed decisions about your financial future.

Secure your future with Blacktower FM

Discover the power of QNUPS – the key to international pensions

Unlock financial freedom

Blacktower FM offers Qualified Non-UK Pension Schemes (QNUPS) that provide a unique opportunity to secure your retirement savings outside of the UK. With QNUPS, you can enjoy a range of benefits and flexibility, all while being exempt from the UK’s inheritance tax.

Your eligibility matters

Regardless of your country of residence, you can take advantage of QNUPS and invest in your future. As long as your country allows it, you have the opportunity to diversify your pension portfolio and explore various asset classes such as property, investments, fine wines, and art.

A world of possibilities

With QNUPS from Blacktower FM, you have the freedom to hold assets in multiple areas. Whether you’re interested in property investments or passionate about collecting fine wines and art, our pension schemes offer the flexibility to tailor your retirement savings to suit your unique interests and goals.

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