Previous Experience
For over 17 years, I’ve been a dedicated financial advisor in the South of Spain, a period during which I’ve been privileged to guide many foreign residents towards their financial goals.. Prior to stepping into the role of Regional Manager for the Blacktower office in Marbella in 2013, I built a strong foundation at another leading financial services firm. Having witnessed significant changes in the region over the years on the level of taxes, regulation and investment advice, I firmly believe that understanding your rights, fulfilling your obligations, and ensuring your money works as efficiently as possible are more crucial than ever for financial peace of mind.
Areas of Expertise
- Holistic Financial Guidance: Crafting personalized financial roadmaps for clients, encompassing strategic investment planning, effective pension management, streamlined pension transfers, and thoughtful succession planning to align with your financial situation and goals.
- Optimized Tax Planning: Assisting clients in understanding and navigating the nuances of Spanish and international tax regulations to ensure their financial strategies are as tax-efficient as possible as a Spanish resident, including considerations for Wealth and Inheritance Tax
- Expatriate Financial Solutions: Specializing in the unique financial needs of British, European, US, and other nationals residing in or relocating to Spain. I offer expert guidance on navigating cross-border complexities such as the rules around your declaration as a Spanish resident, avoiding pitfalls before your move, and ensuring your legacy is secure.
- Multilingual Communication: Fluent in six languages, enabling effective and nuanced communication with a diverse international clientele.
Qualifications/Accreditations
- Chartered Institute of Insurers: CF1, CF2, CF3, CF4 and CF5 (Level 3)
- Chartered Institute of Insurers: RO1 – Financial Services, Regulation and Ethics
- Chartered Institute of Insurers: RO4 – Pensions and Retirement Planning
- Chartered Institute of Insurers: RO2 – Investment Principles and Risk
- CySEC Advanced certification
Memberships
Chartered Institute of Insurers
Charity work
Tim has been an active supporter of 2 local charities in his area:
- Cudeca (hospice for terminally ill patients for which Tim raised approximately £2,500 running the Rotterdam marathon)
- Adana (dog shelter)