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Richard Black

International Financial Adviser

Previous Experience

Originally from Edinburgh in Scotland, Richard has been living in Southern Spain for more than 15 years.

He joined The Royal Bank of Scotland straight from school in 1988 and spent 18 years there in a variety of roles such as private banking manager, business development manager and branch manager.

He also spent seven years working with Abbey National Offshore and HSBC Trinkaus in investment and private banking roles.

Areas of Expertise

  • International Financial Planning
  • Wealth Management
  • Personal Pension / QROPS advice
  • Investment advice


  • Investment Management Certificate (IMC) 
  • Certificate of Financial Planning (FPC) 


“I have dealt with Richard for a number of years now, for both pension and investment planning. In this time, we have held regular reviews on performance and my own financial circumstances. I have found the service to be both  professional and thorough. He is experienced and knowledgeable in the International Financial marketplace and I happy to recommend new clients to both him and Blacktower Financial Management International.” Mr J Peach

“As a customer of Blacktower Financial Management Group ,with the support and exceptional service of Richard Black the concerns over income, the correct investment to fit your profile of risk and the up to date information provided by Richard at all times is just excellent. Throughout the process I have always had full confidence in the advice, ability and knowledge recommended to me. I would introduce anyone to Richard who needs advice on pension or investment of funds. The process is easy and covers all aspects of gaining return for your hard saved cash.” Mr J Freeman


To contact Richard Black please complete the form below and click on the "SEND MESSAGE" button.

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