Our People

Lucia Melgarejo


International Financial Adviser


Spain-Costa del Sol

Previous Experience

Lucia has been working as an experienced wealth manager for various Banking and Financial Services companies since 2004


  • BSC + MSC Equivalent, Master’s Degree in Business Administration (Granada University)
  • €uropean Financial Adviser (European Financial Planner Association)
  • Financial Adviser Certificate (European Financial Planner Association)
  • Spanish Insurance Degree Grupo B (Colegio de Mediadores de Seguros de Madrid)

Charity work

Lucia works closely and organizes events/charity prizes for Cudeca and Acompalia (caring for the terminally ill), Knitted Knockers (breast prosthesis) and Maiti Nepal (stop human trafficking).


‘ We just wanted to share some feedback with you regarding one of your representatives, by the name of Lucia, who is based in Marbella. We were recommended to your organisation several years ago by a friend of ours who had received extremely good service and recommended you extremely highly.
We have been on our own journey trying to obtain information from various sources on our plans to move back to Spain and we have been fortunate to have crossed paths with Lucia who I have to say is absolutely outstanding and is a first class ambassador of what your organisation stands for with its values and good service and trust.
She has delivered not only a truly outstanding experience to us, but she has gone over and above with her care and excellent knowledge, which in turn has given us complete trust, faith and confidence in using Lucia to manage our interests in the future. Please share this feedback with her as she deserves recognition for her contribution that she makes endlessly on behalf of your company. Thank you – Spencer Bushby

‘I met Lucia over 4 years ago at a Costa Women event in Marbella and I have used her on numerous occasions for my financial issues, and would recommend her to anyone looking for a Financial Adviser who is genuine, knowledgeable, and works in your best interests. Her knowledge is outstanding, and her Customer care is world class. We have a 3 monthly review, regarding my investments, and she always contacts me in advance of any major change in the markets…..she is my 25th hour of the day!’ – P.M.

‘My wife and I have been clients of Lucia for a number of years now. She has always given excellent advice and help in managing our finances and retirement planning, and is the friendly face to discuss and explain the intricacies of the financial markets. Her attitude is professional and courteous at all times and we have no hesitation in recommending her to anyone seeking guidance and advise through what can be for us the bewildering maze of the financial jungle.’ – I.S.

‘Lucia has been our financial adviser for over 4 years now and we trust her completely with our investments. Her approach is friendly, professional and at all times knowledgeable. We have recommended her to friends and will continue to do so. Without her sound advice we could never retire in our 50s ! Thank you Lucia’ – G.G

‘Lucia is so friendly and professional and I have been able to contact her many times with any questions or concerns I have had on any issues I’ve had here and has always helped me and she has also been very helpful in the process of me buying an apartment here in Spain and its renovation as well. I see Lucia as not only my financial advisor but also a friend and I would not have been able to do a lot of the things I’ve done here without her help. Thank you Lucia, your help and advice has been and continues to be greatly appreciated.’ – G.L

‘Lucia has been looking after my pension for well over 5 years now and she has always been very professional, friendly and helpful. She is always keeping me upto date with developments which is exactly what you want. I trust her and Blacktower with my pension 100% and they have not let me down. Would not hesitate recommending them both.’ – R.R

‘I have been a client of Lucia for several years and I am very pleased with the level of service I receive.  Her product knowledge and regular meetings either by phone or in person are most reassuring and  I am happy that my pension is in good hands. I would not hesitate to recommend the company to others looking for financial advice. – A.E

Lucia Melgarejo has been dealing with my account at Blacktower International,for the last two years. She is always very attentive and available when I need an explanation,or not understanding something. I am not good with figures so I  appreciate the time she takes in making sure I  understand. She has a great personality which makes her very easy to deal with, nothing is too much trouble ,she takes it all in her stride and gets things done. Keep up the good work. – J.F

Had a free video call with Lucia Melgarejo today.
She was very helpful and went through all of our Financial details with us and gave as a lot of tax information that we wanted to know regarding a move from UK to Spain. She was very friendly and explained everything very clearly – JHW

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