Contact

News & Insights

End to 15-year-rule for expats

“This statement shows how we will introduce votes for life, scrapping the 15-year rule. British citizens who move abroad remain a part of our democracy and it is important they have the ability to participate,” commented Chris Skidmore, Minister for the Constitution.

“Following the British people’s decision to leave the EU, we now need to strengthen ties with countries around the world and show the UK is an outward-facing nation. Our expat community has an important role to play in helping Britain expand international trade, especially given two-thirds of expats live outside the EU.”

However, the policy statement comes too late for the many clients of expat financial services in the EU who wished to vote in the Brexit referendum but were unable to do so because of the limits imposed by the 15-year rule.

A consolation victory?

As such, the case represents something of a belated victory for Harry Shindler, a 93-year-old expat based in Italy who has spent many years campaigning on the issue of UK expat voting rights.

Last year he joined forces with an expat living in Belgium in order to mount a legal challenge against the 15-year rule so that he could vote in the referendum. Despite the belatedness of the decision he said that he was “pleased and grateful that Theresa May has committed to giving expats a vote by 2020”.

He is just one of many UK expats in the EU who retain close links to their country of origin, whether it is through their families, their pensions or their providers of expat financial services.

This communication is for informational purposes only and is not intended to constitute, and should not be construed as, investment advice, investment recommendations or investment research. You should seek advice from a professional adviser before embarking on any financial planning activity. Whilst every effort has been made to ensure the information contained in this communication is correct, we are not responsible for any errors or omissions.

Other News

Do you hold substantial cash in Spain? If so read on….

IceHere in Spain, I hear no end of horror stories regarding the country’s financial institutions and laws. Unfortunately, I too have been on the receiving end of unscrupulous and downright unfair treatment, but last week a client of mine of over four years called me in distress. For the avoidance of doubt, this is a true story.

My client is 86 years old and, sadly, her husband died eight months ago. Over four years ago she followed our recommendation of investing in a purpose-built Spanish portfolio bond with both her husband and her as lives assured. This meant that should either partner die before the other, the bond would continue as if nothing had happened, thereby not triggering a Spanish Inheritance Tax calculation. In Spain unlike the UK, there is Inheritance Tax between spouses, however, because this particular bond is held outside Spain it avoids inheritance tax. This is a tool that we often use for clients in Spain.

Read More

Expat Pensions Take Centre Stage

International ConferenceThe Conservative Party has used its annual conference in Birmingham as an opportunity to reassure British citizens living in the EU of the future of their expat pensions.

Speaking at the event Ester McVey, the Secretary of state for the Department for Work & Pensions (DWP) said, “We will ensure that people with UK pensions that have moved to the EU will have their pensions protected.

“We will provide a triple lock on people with UK pensions living in the European Union. We are delivering a private pension revolution, with more people than ever contributing to their pensions.”

Read More

Select your country

Please select your country of residence so we can provide you with the most relevant information: