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Joao Martins

International Financial Adviser

Previous Experience

João's interest in Finance and Economics started at the tender age of 13, when he first saw the CEO of the biggest regional hospital talking about the challenges and rewards of working in the Finance field. He went on to complete his Bacherlors' degree in Business Management and is currently finishing is Masters in Finance. With his first salary, he bought his first units in a mutual fund and continued to expand his knowledge and interest ever since. Prior to Blacktower, João worked for one of the biggest Portuguese private banks and enjoyed developing meaningful relationships and having an impact on local families' financial lives. João has also been featured in local newspaper's articles on the Algarve's economy and been invited to do presentations and lectures at local investment seminars & conferences.

Along with his degree, João is a UK-qualified financial adviser, holding the Level 4 Certificate in Paraplanning (APP) from the Chartered Institute for Securities and Investments (CISI). He is fluent in English and Portuguese.

Areas of Expertise

  • Fundamental and Technical Analysis in Forex Markets
  • Academically backed portfolio​ construction to maximize return or minimise risk
  • Tax efficient investment solutions for Portuguese tax residents
  • QROPS and SIPPs pension transfer for US and UK nationals
  • Defined Benefit Pension Transfers
  • ETF based portfolio construction
  • Portuguese Taxation


  • IAD - CISI level 4 Diploma in Investment Advice (ongoing)
  • APP - Accredited Paraplanner (CISI)
  • Level 3 Certificate in Financial Planning (CISI)
  • Bachelors Degree in Business Management
  • Masters Degree in Finance
  • Tied Insurance Intermediary – Life and Non Life Classes
  • Member of the Portuguese Order of Economists

Charity work

  • Member of Rotary Club Estoi Palace International

To contact Joao Martins please complete the form below and click on the "SEND MESSAGE" button.

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